OTG Capital
OTG Capital
Asset Backed Investment Trust

    How it works

    We invest in debt. Plain and simple. OTG Capital pools our investors' funds and works with commercial lenders who offer borrowers competitive conditions where the larger banks usually cannot. 


    We focus on short term, risk averse loans which allows our Fund to maintain liquidity and mitigate interest rate fluctuations.

    Our approach

    Consistency

    We look to provide a predictable offering. And while not everything is in our control, we can control the way we deal with our investors and how our Fund is operated. OTG Capital values the importance of a reliable and consistent investment product, customer service and personal relationships.

    Diligence

    Every investment is considered carefully in accordance with our Fund's Constitution detailing our risk tolerance, liquidity limits and geographies of focus. In order to remain consistency and provide a reliable service, we require multiple levels of due diligence in both our investments and investors.

    Stewardship

    Acting as the stewards of your money, we strive to remain unbiased, diligent and consistent.  We value your level of trust required to invest in an actively managed, boutique Fund. Furthermore, any transaction is made within the trust's by-laws and all investor's information is secured according to industry standards.

    Investment Process

    Investment Due Diligence

    Upon each investment proposal from our wide range of commercial lenders, OTG Capital ensures the investment is within our risk tolerance and thoroughly investigated. All investments are assessed by the independent commercial lender as expected, we further verify their claims and assess the investment risk, weighing up the expected returns worth, in terms of risk, and other parameters. 

    Assessing portfolio diversification and liquidity constraints

    As we are not an at call facility, we operate at an agreed level of liquidity which allows OTG Capital to adhere to our investors requirements while also maximising expected returns. In order to ensure this, our focus is mainly on shorter term lends which allows for principal turnover and mitigates the Fund's interest rate exposure. Along with maintaining diverse term maturity, each lend is assessed on its location and sector weighting, reducing our diversifiable risk within the Fund's primary investment strategy; popular east coast city locales.

    Managing investments

    The ongoing management of OTG Capital's investment process involves constant review of the portfolio for any potential growth/decline risks or oversights, researching macro economic conditions, investor relations with commercial lenders, ensuring each investment is meeting it's anticipated yield and employing further investigations upon signs of any loan impairment. 

    Fund Structure

    Choices

    Monthly Income or Compounding Interest?

    While compounding is good for those looking to grow their wealth, we acknowledge the importance of regular income. OTG Capital offers regular monthly income or compound. 

    • Regular monthly income or compound is available with no change fees or admin fees

    Fees

    All OTG Capital yields quoted are free of any further fees or charges.  Our yields are net of our ongoing charges and operating expenditures.  The yield we quote is the yield you receive into your nominated bank account.

    Further information

    For further information on the Fund please refer to our Information Memorandum and Application Pack:

    Information Memorandum

    How to invest

    Checklist

    • Read Information Memorandum here to fully understand our offering
    • Check eligibility
    • Fill out application attached to Information Memorandum (scan and apply) or invest online.
    • Complete ID Checks
    • Transfer funds
    • Receive Confirmation

    ​Invest Online

    Tired of paperwork?

    Try out our online facility with Registry Direct and fast track your application for units in OTG Capital's Investment Trust.

    Invest Online
    Invest online easy

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