We accept minimum investments of $25,000 and additional amounts in $10,000 increments should you wish to increase your sum later.
The maximum investment amount we accept is $10 million.
We have no fixed terms and you can keep your investment with us for as long (or short) as you like.
Fund redemptions are always subject to the Trust's liquidity (see later).
Do I Qualify
Wholesale & Sophisticated investors are accepted only, we are not a retail fund. In accordance with the Australian Corporations Act, to be eligible to invest with OTG Capital you need to be:
Investing $500,000 or more;
Net assets of $2.5m or above;
Operating a self managed superannuation fund within certain criteria; or
Income of $250,000 per annum or above for at least 2 years
We can help you with assessing your eligibility - just call us on 1300 OTG CAP (684 227) or email us.
Income or Compound
Do I chose regular monthly income or reinvest? Well the choice is absolutely yours!
When we were designing our offering, this was an important feature that investors wanted - flexibility to choose between getting a monthly income stream (currently at 5.85%pa), or reinvesting the monthly returns to compound the gains for higher growth (provides for 6.01%pa currently).
And we don't mind swapping at any time, just notify us via email - and it's done by the start of the next calendar month!
Why would you chose to invest in OTG Capital's fund?
To make better returns than cash term deposit interest rates, pure & simple.
If you're satisfied continuing to earn bank interest on fixed deposits that involve meagre returns and long term commitments, then the answer is simple.
We understand everyone's need to hold a certain amount of cash reserves in "at call" accounts for cash flow and liquidity. We also believe that additional cash reserves that don't need at call immediacy should therefore work far harder for you.
OTG Capital's Investment Trust doesn't lock your money in, while still providing solid returns, above term deposit rates.The Fund Managers at OTG Capital have extensive finance industry experience, and OTG Capital's Fund Management have been involved in Asset Backed Investments using mortgages now for 20 years.
So while OTG Capital as an Investment Trust that is two years old now, this form of investing has provided solid returns even during the GFC years. And while past performance is no guarantee of future returns, using mortgages over real property assets to secure commercial loans is a proven formula that provides a lower risk profile for investors and their funds.
All forms of investment have risk, even bank deposits.
Some investments have greater risk than others, and in saying this, OTG Capital manages and mitigates its risk by;
* ensuring all loans are secured with mortgages over real property assets
* loans are never provided at greater than 70% LVR in general
* our loans are generally short term in nature, safeguarding potential risk against interest rate movements.
Please ensure you read our supporting Information Memorandum and Supplementary Terms that clearly outline all the risks associated with our Investment Trust.
And if you're still not sure, please be sure to call us at anytime, we'd be happy to discuss any concerns you have.
OTG Capital's Investment Trust operates within the compliance of our Trustee, AMAL Trustees Pty Limited under the terms of the Trust Deed.
AMAL is a major Australian trustee company with over $9Bn under management.
All aspects of our operation works under the normal Australian Financial Services Licenses (AFSL) and ASICs (Australian Securities and Investment Commission) rules and regulations. The Trusts are wholesale and only open to wholesale investors.
Please refer to our Information Memorandum (IM) and Supplementary Terms and Application Pack for further details.
OTG Capital's fund by the nature of how we invest your money, is illiquid. This means that we are not an "at call" bank deposit facility.
While we don't lock your money in, should you need to redeem your investment with us, we usually provide your funds within 30-45 business days depending on the fund's liquidity and cash reserves available at the time of your redemption request.
We also ask a minimum of 30 days’ notice for redemption of part or all of your funds.
OTG Capital is not a financial planning organisation, we only provide general advice.
General Advice is an ASIC legal definition that relates to information we provide to You. It means the information is general in nature and does not take into account your personal circumstances or your financial background.
If you are in any doubt, we strongly recommend you seek financial advice from a suitably qualified professional.
OTG Capital is licensed as a Corporate Authorised Representative (CAR#001280185) by Lanterne Fund Services Pty Limited under their Australian Financial Services License (AFSL#238198) to provide General Advice only in relation to the OTG Capital Investment Trust.