OTG Capital - Blog #real estateOTG Capital - Blog #real estatehttps://www.otgcapital.com.au/blogs/tag/real-estateWed, 15 Apr 2026 11:12:57 +1000http://zoho.com/sites/<![CDATA[Travelling Pensioners - Dollars & Making Sense 3 Mar 2026]]>https://www.otgcapital.com.au/blogs/post/travelling-pensioners-dollars-making-sense-3-mar-2026If you're on the Age Pension and deciding to travel, whether locally or abroad, tune in to listen to Justin Bott from Services Australia provide us some excellent tips and information to ensure your pension keeps on keeping on.]]>
choosing an adviser
Justin Bott from Services Australia joins us to work through a range of potential options that pensioners might consider when they embark on their travels, whether that be for 1 week or 52 weeks or more, domestically or internationally.  There are many things to consider, and Justin makes it nice and easy to understand

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Mar 2026 09:00:00 +1100<![CDATA[Pensioners Making Money - Dollars & Making Sense 17 Feb 2026]]>https://www.otgcapital.com.au/blogs/post/pensioners-making-money-dollars-making-sense-17-feb-2026Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income.  Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.  Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your living.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 17 Feb 2026 09:00:00 +1100<![CDATA[Buying Your First Home with Super - Dollars & Making Sense 25 Nov 2025]]>https://www.otgcapital.com.au/blogs/post/buying-your-first-home-with-super-dollars-making-sense-25-nov-2025work through the details of the First Home Buyers Super Save Scheme (FHSSS). It surprised me, as it will you, this policy has been around since 1 July 2017. Let's get some details today on Dollars & Making Sense]]>
choosing an adviser
A number of election cycles have passed, and Super is usually mentioned as a political football.  But today, we chat with Stuart Sheary, expert from the Institute of Financial Professionals of Australia (www.ifpa.com.au) to work through the details of the First Home Buyers Super Save Scheme (FHSSS).  It surprised me, as it will you, this policy has been around since 1 July 2017.  Let's get some details today on Dollars & Making Sense
@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 25 Nov 2025 09:00:00 +1100<![CDATA[Pensioners Making Money - Dollars & Making Sense 28 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/pensioners-making-money-dollars-making-sense-28-oct-2025Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.]]>
choosing an adviser
Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income.  Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.  Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your living.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 28 Oct 2025 09:00:00 +1100<![CDATA[Future2 & Literacy - Dollars & Making Sense 14 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/future2-literacy-dollars-making-sense-14-oct-2025over 40s and under 40s women. What are the key components of the program including the "why", not just the "how". Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense]]>
choosing an adviser
Philippa Hunt from Wise Girls Money continues in Part 2 of the Future 2 Grants program and how it is being rolled out to a program of over 40s and under 40s women.  What are the key components of the program including the "why", not just the "how".  Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 14 Oct 2025 09:00:00 +1100<![CDATA[Private Credit is Hot - Dollars & Making Sense 30 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/private-credit-is-hot-dollars-making-sense-30-sep-2025discussions given private credit is primarily a loan - fixed income investment. Nick provides some excellent primer's into why this is a great investment choice, tinged with a hint of caution and "buyer beware".]]>
choosing an adviser
We welcome a new contributor, Nick Raphaely, Co-CEO and Co-Founder of AltX, a private credit provider that has a strong history.  In this show we look for some clarity on why Private Credit is all of a sudden the hottest topic in town.  Given private credit has been around for well over 20 years, this is a curious development in the Asset Class discussions given private credit is primarily a loan - fixed income investment.  Nick provides some excellent primer's into why this is a great investment choice, tinged with a hint of caution and "buyer beware".

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 30 Sep 2025 09:01:00 +1000<![CDATA[Bank of Mum & Dad - Dollars & Making Sense 23 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/bank-of-mum-dad-dollars-making-sense-23-sep-2025Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning? There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions]]>
choosing an adviser
Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning?  After listening to this episode featuring Justin Bott, Media Information Officer from Services Australia (Centrelink) you're likely to think that is NOT the case.  There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions, it is sometimes far better to "look before you leap", here on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 23 Sep 2025 09:00:00 +1000<![CDATA[10 Major Changes fm Jul 2023 - Dollars & Making Sense 11 Jul 2023]]>https://www.otgcapital.com.au/blogs/post/10-major-changes-fm-jul-2023-dollars-making-sense-11-jul-2023Ray Trevisan discusses 10 major changes in financial policies that come in from 1 July 2023 in this week's show about money, finance and investing]]>
we grab some excerpts and post presentation interviews with some of the presenters on the day of the IFPA (www.ifpa.com.au) conference held in Melbourne in 2023. Topics include succession planning, Crypto currency, mental health, compliance & regulatory as well as a number of legislative and tax updates. Sounds dry? Not if you're keen to save time and money!

From Super Guarantees to pension age, pension drawdowns and home loan scheme eligibility, there are a raft of changes that have come in from 1 July 2023.  Today, Ray Trevisan will present and discuss this list of major changes, its impact, and also provide some food for thought.  Do you agree with him or not?  Let us know, we're always happy for a vibrant discussion here on Dollars & Making Sense, a show about finance, money and investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 11 Jul 2023 09:00:00 +1000<![CDATA[Buyers Agents - Dollars & Making Sense 6 June 2023]]>https://www.otgcapital.com.au/blogs/post/buyers-agents-dollars-making-sense-6-june-2023Engaging a buyer's agent will help you buy your family home or investment property. The benefits could potentially outweigh the initial costs by quite some. Scotty has extensive experience in the field and during our show he explains how buyers agents operate and save.]]>
This week Scotty North from Real Property Advice gives us the "good oil" on why engaging a buyer's agent will help you buy your family home or investment property. The benefits could potentially outweigh the initial costs by quite some. Scotty has extensive experience in the field and during our show he explains how buyers agents operate and save.

This week Scotty North from Real Property Advice gives us the "good oil" on why engaging a buyer's agent will help you buy your family home or investment property.  The benefits could potentially outweigh the initial costs by quite some.  Scotty has extensive experience in the field and during our show he explains how buyers agents operate and save.

@FMRNB

@Radio Northern Beaches                                                                    

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