OTG Capital - Blog #planningOTG Capital - Blog #planninghttps://www.otgcapital.com.au/blogs/tag/planningTue, 14 Apr 2026 09:11:30 +1000http://zoho.com/sites/<![CDATA[Trump 2.0 - Dollars & Making Sense 13 Jan 2026 - Summer Series #5]]>https://www.otgcapital.com.au/blogs/post/trump-2.0-dollars-making-sense-13-jan-2026-summer-series-5Trump 2.0]]>
choosing an adviser
A year ago Biden was still in the presidential race, Trump had been shot and Albo was written off by the media as a lost cause.  So what's happened in 12 months, and what's the impact on investing, money supply, interest rates and the general outlook?  We welcome back CEO of Coredata, of the world's leading financial research houses to discuss what's going on, and whether "boring is the new sexy".  Some key takeways you don't want to miss on Dollars & Making Sense, a weekly show about finance, money & investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 13 Jan 2026 09:00:00 +1100<![CDATA[Couples & Money Part 2 - Dollars & Making Sense 16 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/couples-money-part-2-dollars-making-sense-16-sep-2025Part 2 of an excellent series on couples fighting over money]]>
choosing an adviser
We continue our discussion on dealing with couples that fight over money and the causes and potential solutions.  Drawing on some excellent research from the Journal of Social & Personal Relationships done in 2023, we discuss important issues around themes in a couple including fairness, equality and balance, together with compromise and approaches to better budgeting and financial management in couples.  What is the fair share when the work if valued differently, and do separate bank accounts work or not?  Great discussion points and an excellent completion of this series in Part 2.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 16 Sep 2025 09:00:00 +1000<![CDATA[Couples Fighting Over Money - Dollars & Making Sense 2 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/couples-fighting-over-money-dollars-making-sense-2-sep-2025We discuss important issues around themes in a couple including fairness, equality and balance, together with compromise and approaches to better budgeting and financial management in couples. Part 1 of an excellent 2 part series.]]>
choosing an adviser
We welcome back Queen Chilenga, a financial social worker providing education and coaching in the Kalgoorlie community is eastern WA.  Queen has first hand experience in dealing with couples that fight over money and the causes and potential solutions.  Drawing on some excellent research from the Journal of Social & Personal Relationships done in 2023, we discuss important issues around themes in a couple including fairness, equality and balance, together with compromise and approaches to better budgeting and financial management in couples.  Part 1 of an excellent 2 part series.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 02 Sep 2025 09:00:00 +1000<![CDATA[Super Tax - a Different View - Dollars & Making Sense 22 Jul 2025]]>https://www.otgcapital.com.au/blogs/post/super-tax-a-different-view-dollars-making-sense-22-jul-2025Michelle Griffiths of TAG Financial Services returns to put forward some great ideas about what can be done about working with the proposed new super tax structures. Maybe the sky isn't falling down around our ears at this time?]]>
choosing an adviser
Maybe there's a silver lining to the proposed super tax.  Michelle Griffiths of TAG Financial Services returns to put forward some great ideas about what can be done about working with the proposed new super tax structures.  Maybe the sky isn't falling down around our ears at this time?  Check this interview out for great tips and tricks on the next steps in adjusting and calibrating your superannuation, always value add on Dollars & Making Sense

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 22 Jul 2025 09:00:00 +1000<![CDATA[Trump 2.0 - Dollars & Making Sense 15 Jul 2025]]>https://www.otgcapital.com.au/blogs/post/trump-2.0-dollars-making-sense-15-jul-2025the common tips and traps surrounding contributions to your retirement (superannuation!). Many are still forgetting the basics, and its worth going back over for sure. This includes the work test, concessional and NCCs, spouse contributions and a number of others.]]>
choosing an adviser
A year ago Biden was still in the presidential race, Trump had been shot and Albo was written off by the media as a lost cause.  So what's happened in 12 months, and what's the impact on investing, money supply, interest rates and the general outlook?  We welcome back CEO of Coredata, of the world's leading financial research houses to discuss what's going on, and whether "boring is the new sexy".  Some key takeways you don't want to miss on Dollars & Making Sense, a weekly show about finance, money & investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Jul 2025 12:29:01 +1000<![CDATA[Binding Financial Agreements - Dollars & Making Sense 15 Oct 2024]]>https://www.otgcapital.com.au/blogs/post/binding-financial-agreements-dollars-making-sense-22-oct-2024Getting divorced or separating from your de facto? Tune in to find out how to make this happen in a non-inflammatory manner. These are agreements you strike after you've decided to separate.]]>
choosing an adviser
Getting divorced or separating from your de facto?  Tune in to find out how to make this happen in a non-inflammatory manner.  These are agreements you strike after you've decided to separate.  We welcome Ian McLead from financialagreements.com.au to work through how this is done, and how the process works.  A warm discussion that opens and dispels some myths around what happens when you've had enough and need to move on.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Oct 2024 09:00:00 +1100<![CDATA[Fintech & AI - Dollars & Making Sense 10 Sep 2024]]>https://www.otgcapital.com.au/blogs/post/fintech-ai-dollars-making-sense-10-sep-2024while you might be thinking AI is going to solve the world's problems, that ain't necessarily so in the space of personal financial advice. Tune in to understand the key differences and why the human touch will continue to remain all important when thinking about your financial journey.]]>
choosing an adviser
George Haramis, CEO and founder of moneyGPS joins us this week to parse the difference between fintech, roboadvice and AI.  And while you might be thinking AI is going to solve the world's problems, that ain't necessarily so in the space of personal financial advice. Tune in to understand the key differences and why the human touch will continue to remain all important when thinking about your financial journey.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 10 Sep 2024 17:12:24 +1000<![CDATA[Temporary Full Expensing - Dollars & Making Sense 9 May 2023]]>https://www.otgcapital.com.au/blogs/post/temporary-full-expensingJosh McMullen from IFPA joins us to work our way through this simplified and very generous way to write-off / depreciate assets that you use in your business, and understand the pros and cons.]]>
Estate planning, what is it and where do I start? Jonathan Elcombe joins us to work through the basics of wills, powers of attorney, guardianship and more, to leave us with a solid starting point to commence our journey in ensuring we don't leave our loved ones stranded.

TFE is a great way for businesses (up to $5bn turnover!) to be able to fully expense their company purchases.  Josh McMullen from IFPA joins us to work our way through this simplified and very generous way to write-off / depreciate assets that you use in your business, and understand the pros and cons.  There are rules to heed, and they are constantly changing, so tune in to listen to the latest from the experts at IFPA.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

]]>Tue, 09 May 2023 09:00:00 +1000<![CDATA[Women & Wills - Dollars & Making Sense - 29 Mar 2022]]>https://www.otgcapital.com.au/blogs/post/women-wills-dollars-making-sense-29-mar-2022Elderly women are increasingly forced to handle difficult estate planning needs as they outlive their male counterparts, tune in to find out how they're doing.]]>
Elderly women are increasingly taking on estate planning burden

Elderly women are being forced into more estate planning / end of life situations today because they are simply out living their male counterparts.  Couple this with the disturbing fact that elderly women are also more likely to be homeless and be subject to potentially abusive situations.  Join Phillipa Hunt from Wise Girls Money and Deena Janes from Elgen Estate Planning as we untangle this intricate web.


Take the opportunity to listen to the experts on Dollars & Making Sense.


@RNB

@Radio Northern Beaches

]]>Tue, 29 Mar 2022 09:00:00 +1100<![CDATA[Actually reach your goals - Dollars & Making Sense - 16 Nov 2021]]>https://www.otgcapital.com.au/blogs/post/Reach-Your-Goalsfind out how to actually reach your financial goals, rather than just wishing]]>
plan for the unexpected

If you fail to plan, you plan to fail!  This week we discuss ACTUALLY reaching your financial goals, because a goal without a plan is just a wish - sound familiar?  Join me with Philippa Hunt from Wise Girls Money to put some reality around your goals and plan and really make a difference


Join us on Dollars & Making Sense, a weekly show about money, finance and investing.

@RNB

@Radio Northern Beaches

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