OTG Capital - Blog #mortgagesOTG Capital - Blog #mortgageshttps://www.otgcapital.com.au/blogs/tag/mortgagesThu, 02 Apr 2026 01:03:36 +1100http://zoho.com/sites/<![CDATA[Super Tax - a Different View - Dollars & Making Sense 22 Jul 2025]]>https://www.otgcapital.com.au/blogs/post/super-tax-a-different-view-dollars-making-sense-22-jul-2025Michelle Griffiths of TAG Financial Services returns to put forward some great ideas about what can be done about working with the proposed new super tax structures. Maybe the sky isn't falling down around our ears at this time?]]>
choosing an adviser
Maybe there's a silver lining to the proposed super tax.  Michelle Griffiths of TAG Financial Services returns to put forward some great ideas about what can be done about working with the proposed new super tax structures.  Maybe the sky isn't falling down around our ears at this time?  Check this interview out for great tips and tricks on the next steps in adjusting and calibrating your superannuation, always value add on Dollars & Making Sense

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 22 Jul 2025 09:00:00 +1000<![CDATA[Trump 2.0 - Dollars & Making Sense 15 Jul 2025]]>https://www.otgcapital.com.au/blogs/post/trump-2.0-dollars-making-sense-15-jul-2025the common tips and traps surrounding contributions to your retirement (superannuation!). Many are still forgetting the basics, and its worth going back over for sure. This includes the work test, concessional and NCCs, spouse contributions and a number of others.]]>
choosing an adviser
A year ago Biden was still in the presidential race, Trump had been shot and Albo was written off by the media as a lost cause.  So what's happened in 12 months, and what's the impact on investing, money supply, interest rates and the general outlook?  We welcome back CEO of Coredata, of the world's leading financial research houses to discuss what's going on, and whether "boring is the new sexy".  Some key takeways you don't want to miss on Dollars & Making Sense, a weekly show about finance, money & investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Jul 2025 12:29:01 +1000<![CDATA[Men's Mental Health - Dollars & Making Sense 19 Dec 2023 Summer Series #1]]>https://www.otgcapital.com.au/blogs/post/men-s-mental-health-dollars-making-sense-19-dec-2023-summer-series-1Simon Madden now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".]]>
Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

]]>Tue, 19 Dec 2023 09:00:00 +1100<![CDATA[Men's Mental Health - Dollars & Making Sense 11 Apr 2023]]>https://www.otgcapital.com.au/blogs/post/men-s-mental-health-dollars-making-sense-11-apr-2023Simon Madden now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".]]>
Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

]]>Tue, 11 Apr 2023 09:00:00 +1000<![CDATA[Work from Home Tax Concessions - Dollars & Making Sense 28 Mar 2023]]>https://www.otgcapital.com.au/blogs/post/work-from-home-tax-concessions-dollars-making-sense-28-mar-2023We've moved through the pandemic, and last year, the ATO provide a simple way to calculate our tax deductions for our work from home costs. We talk with Neville Birthisel at IFPA (www.ifpa.com.au) as to what the ATO is expecting this year from all of us that work from home]]>
With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates. We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.

We've moved through the pandemic, and last year, the ATO provide a simple way to calculate our tax deductions for our work from home costs. Same again, right? Think again... We talk with Neville Birthisel at the Institute of Financial Professionals Australia (www.ifpa.com.au) as to what the ATO is expecting this year from all of us that work from home (and that's a darn lot of people, people!).

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                

]]>Tue, 28 Mar 2023 09:00:00 +1100<![CDATA[Mortgage Cliffs - Dollars & Making Sense 14 Mar 2023]]>https://www.otgcapital.com.au/blogs/post/mortgage-cliffs-dollars-making-sense-14-mar-2023With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates. We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.]]>
With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates. We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.

With 23% of all mortgages in the market today being fixed (yes that's correct!), we are facing interesting times when coming to refinance after many years of record low interest rates.  We discuss this dilemma with Todd O'Neill from Xenium Partners what's going on and what to do about it.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                

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