OTG Capital - Blog #life insuranceOTG Capital - Blog #life insurancehttps://www.otgcapital.com.au/blogs/tag/life-insuranceWed, 22 Jul 2026 02:23:17 +1000http://zoho.com/sites/<![CDATA[Life Cover Inside Super - Dollars & Making Sense 30 Jun 2026]]>https://www.otgcapital.com.au/blogs/post/life-cover-inside-super-dollars-making-sense-30-jun-2026the impact of menopause on women can not be understated. Tune in this week to find out about a pilot support program and valuable research into this widely misunderstood issue]]>
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While Australia's superannuation retirement system is the envy of many countries around the world, so many Australians are still not aware of what is available as standard offerings within their super funds.  Today we explore the various components of Life Insurance cover within superannuation funds, and what's under the hood.  This includes death cover, terminal illness, temporary or permanent disability as well as income protection.  Today's episode is the "keep it simple" KISS version, and we have Lisa Saliba, Chief Marketing & Customer Officer from MetLife Australia to help understand what's available, and what we should be doing as a starting point on this very important part of your financial well being.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 30 Jun 2026 09:00:00 +1000<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense - 3 Feb 2026 - Summer Series #8]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-3-feb-2026-summer-series-8This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Feb 2026 09:00:00 +1100<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 6 Jan 2026 - Summer Series #4]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-6-jan-2026-summer-series-4part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 06 Jan 2026 09:00:00 +1100<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense 26 Aug 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-26-aug-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 26 Aug 2025 09:00:00 +1000<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 12 Aug 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-12-aug-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 12 Aug 2025 09:00:00 +1000<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 20 May 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-20-may-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 03 Jun 2025 16:09:08 +1000<![CDATA[Income Protection & Super - Dollars & Making Sense 6 May 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-dollars-making-sense-6-may-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Jun 2025 16:08:32 +1000<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense 3 Jun 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-3-jun-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Jun 2025 09:00:00 +1000<![CDATA[Terminal Illness & Super - Dollars & Making Sense 1 April 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-dollars-making-sense-1-april-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Apr 2025 09:00:00 +1100<![CDATA[Asset Protection - Dollars & Making Sense 16 May 23]]>https://www.otgcapital.com.au/blogs/post/asset-protection-dollars-making-sense-16-may-23We welcome back Philippa Hunt from Wise Girls Money to chat about protecting your most important asset - you! Life insurance is a rather boring subject but there are real needs as to why we should be talking about it. Tune in to find out more, especially working women.]]>
We welcome back Philippa Hunt from Wise Girls Money to chat about protecting your most important asset - you! Life insurance is a rather boring subject but there are real needs as to why we should be talking about it. Tune in to find out more, especially working women.

We welcome back Philippa Hunt from Wise Girls Money to chat about protecting your most important asset - you!  Life insurance is a rather boring subject but there are real needs as to why we should be talking about it. Tune in to find out more, especially working women.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

  

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