OTG Capital - Blog #investingOTG Capital - Blog #investinghttps://www.otgcapital.com.au/blogs/tag/investingWed, 14 Oct 2026 02:04:31 +1100http://zoho.com/sites/<![CDATA[Borrowing with Super - Dollars & Making Sense 13 Oct 2026]]>https://www.otgcapital.com.au/blogs/post/borrowing-with-super-dollars-making-sense-13-oct-2026Using LRBAs to invest your super money? Tune in because the rules have changed from 10 Aug 2026]]>
choosing an adviser
An archive from earlier this year, while we take a very short break.  Limited Recourse Borrowing Arrangements (LRBA) are a popular tool for SMSF Trustees to invest in property, however new tax changes have recently been legislated from 10 Aug 2026.  So what exactly does this mean?  We welcome Stuart Sheary from the Institute of Financial Professionals of Australia (www.ifpa.com.au) back to the show to help explain what the changes to borrowing rules mean for SMSF Trustees contemplating using their super to borrow money to invest in real estate.  SMSF is complex at the best of times, add LRBAs and the new rules and you'll understand why we suggest you talk to professionals at all times.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 13 Oct 2026 09:00:00 +1100<![CDATA[Investing with AI Part 2- Dollars & Making Sense 29 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/investing-with-ai-part-2-dollars-making-sense-29-sep-2026There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable. GIGO - garbage in garbage out still applies. Tune in to find out more.]]>
choosing an adviser
Following on from the very popular interview with Nathan Hood at the Australian Shareholders Association on Investing with Artificial Intelligence, of course we had to do part 2!! There are many skeptics out there and I am being converted now as a user of some of these engines.  We follow up my chat with Nathan, framing a question correctly, just like in real life, AI gives a solid reply, and we're starting to use microphones and talking to AI like a trusted advisor and assistant, while always in control..  And like the calculators or old, AI is no different to computers or the like - GIGO - garbage in garbage out still applies.  Tune in to find out more.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Fri, 02 Oct 2026 10:19:50 +1000<![CDATA[Borrowing with Super - Dollars & Making Sense 15 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/borrowing-with-super-dollars-making-sense-15-sep-2026Using LRBAs to invest your super money? Tune in because the rules have changed from 10 Aug 2026]]>
choosing an adviser
Limited Recourse Borrowing Arrangements (LRBA) are a popular tool for SMSF Trustees to invest in property, however new tax changes have recently been legislated from 10 Aug 2026.  So what exactly does this mean?  We welcome Stuart Sheary from the Institute of Financial Professionals of Australia (www.ifpa.com.au) back to the show to help explain what the changes to borrowing rules mean for SMSF Trustees contemplating using their super to borrow money to invest in real estate.  SMSF is complex at the best of times, add LRBAs and the new rules and you'll understand why we suggest you talk to professionals at all times.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Sep 2026 09:00:00 +1000<![CDATA[Panic! Government Bonds - Dollars & Making Sense 8 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/panic-government-bonds-dollars-making-sense-8-sep-2026There's panic in the government bonds market presently, why? This week we interview Liz Moran, editor of Fixed Income News Australia to find out. The outcome is looking messy ..]]>
choosing an adviser
Liz Moran, editor of Fixed Income News Australia (www.fina.com.au) joins us after a 3 year hiatus to rediscover government bonds.  Why?  There is panic in the bond markets at this time, and understanding why will also help all investors and citizens alike as to why they have such fundamental sway and impact to our everyday lives.  Ranging from petrol prices to mortgage costs and even your end of year holiday, and the exchange rate that either loves you, or buries you!  Tune in and find out about the canary in a coal mine, and how peaking government bond rates should be noticed and considered.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 08 Sep 2026 09:00:00 +1000<![CDATA[Pension Update - Dollars & Making Sense 11 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/pension-update-dollars-making-sense-11-aug-2026Into the new financial year and if you haven't noticed yet, there have been changes afoot, not only in your take home pay, but if you're receiving a government payment, there are changes there as well.]]>
choosing an adviser
Into the new financial year and if you haven't noticed yet, there have been changes afoot, not only in your take home pay, but if you're receiving a government payment, there are changes there as well.  We welcome back Juston Bott, media information officer from Services Australia (CentreLink) to explain what the changes mean to those receiving the age pension, but also for those who have never been near a government office, and what you may be entitled to - yes, even if you're over retirement age and still working.  Justin explains the differences, and the impact.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 11 Aug 2026 09:00:00 +1000<![CDATA[Investing with AI - Dollars & Making Sense 21 July 2026]]>https://www.otgcapital.com.au/blogs/post/investing-with-ai-dollars-making-sense-21-july-2026There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable. GIGO - garbage in garbage out still applies. Tune in to find out more.]]>
choosing an adviser
archive - back by popular demand!
This week, ASA membership manager, Nathan Hood joins us discussing what's near and dear to his heart, using AI when investing.  There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable.  Prompt engineering is a consultant's term - however in my chat with Nathan, framing a question correctly, just like in real life, AI gives a solid reply.  And like the calculators or old, AI is no different to computers or the like - GIGO - garbage in garbage out still applies.  Tune in to find out more.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 21 Jul 2026 09:00:00 +1000<![CDATA[Investing with AI - Dollars & Making Sense 7 July 2026]]>https://www.otgcapital.com.au/blogs/post/investing-with-ai-dollars-making-sense-7-july-2026There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable. GIGO - garbage in garbage out still applies. Tune in to find out more.]]>
choosing an adviser
This week, ASA membership manager, Nathan Hood joins us discussing what's near and dear to his heart, using AI when investing.  There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable.  Prompt engineering is a consultant's term - however in my chat with Nathan, framing a question correctly, just like in real life, AI gives a solid reply.  And like the calculators or old, AI is no different to computers or the like - GIGO - garbage in garbage out still applies.  Tune in to find out more.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 07 Jul 2026 09:00:00 +1000<![CDATA[Portfolio Construction - Dollars & Making Sense 8 April 2025]]>https://www.otgcapital.com.au/blogs/post/portfolio-construction-dollars-making-sense-8-april-2025Constructing a long term investment portfolio can be relatively simply if you follow some basic steps. Six of them in fact! And we're covering them off in today's show, check out the blog for references and Kerry's wise words of wisdom. If you fail to plan, you plan to fail!]]>
choosing an adviser
We welcome a new presenter to the show, Kerry Said from Wealth Creation Advisors.  Kerry is a 30 year industry veteran who specialises in SMSFs and working with clients to achieve their financial goals.  Constructing a long term investment portfolio can be relatively simply if you follow some basic steps.  Six of them in fact! And we're covering them off in today's show, check out the blog for references and Kerry's wise words of wisdom.  If you fail to plan, you plan to fail!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 08 Apr 2025 09:00:00 +1000<![CDATA[Summer #7 - Looking for Alpha - Dollars & Making Sense 28 Jan 2025]]>https://www.otgcapital.com.au/blogs/post/summer-7-looking-for-alpha-dollars-making-sense-28-jan-2025The wealth of information at Andrew's fingertips is worth a listen as we ponder the difference between alpha & beta investing, active & passive management, and where the uber wealthy are putting their money. And it's not as complex as you might think.]]>
choosing an adviser
Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
Andrew Inwood, CEO of Coredata is no stranger to data and statistics and today, we're teasing out some devil in the detail regarding a recent presentation about "looking for alpha", and what exactly means.  The wealth of information at Andrew's fingertips is worth a listen as we ponder the difference between alpha & beta investing, active & passive management, and where the uber wealthy are putting their money. And it's not as complex as you might think.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 28 Jan 2025 10:26:00 +1100<![CDATA[Summer #5 - Super Advisers & Education - Dollars & Making Sense 14 Jan 2025]]>https://www.otgcapital.com.au/blogs/post/summer-5-super-advisers-education-dollars-making-sense-14-jan-2025SAPRA super funds are out trying to educate their clients on what's in super including insurances, returns and contribution rules.]]>
choosing an adviser
Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
The new financial year is upon us, and we're chatting with Natasha Panagis of the Institute of Financial Professionals Australia, resident subject matter expert on all matters Superannuation.  APRA super funds are out trying to educate their clients on what's in super including insurances, returns and contribution rules.  Are we really getting "qualified advisors", or more of the same unprofessional approach to industry qualifications.  All that and more, on Dollars & Making Sense, a weekly show about finance, money and investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 14 Jan 2025 10:23:00 +1100