OTG Capital - Blog #Financial StressOTG Capital - Blog #Financial Stresshttps://www.otgcapital.com.au/blogs/tag/financial-stressSat, 19 Sep 2026 01:12:19 +1000http://zoho.com/sites/<![CDATA[Crisis? What Crisis? - Dollars & Making Sense 1 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/crisis-what-crisis-dollars-making-sense-1-sep-2026Get on top of, and control your finances rather than your finances control you. Every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.]]>
choosing an adviser
Jen Richardson, financial counselor, accountant and former financial planner revisits us to work through some cost of living issues.  Crisis? What crisis, we ask - there are many things we aren't able to control, but information is power.  Jen provides some great primers into how to get on top of, and control your finances rather than your finances control you.  Tune in to find out that every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.  Dollars & Making Sense is about financial education that frees you and your mind.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Sep 2026 09:00:00 +1000<![CDATA[Divorce & Finances - Dollars & Making Sense 18 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/divorce-finances-dollars-making-sense-11-aug-2026how to manage your finances should you have to separate or divorce your partner. It is an unsavory part of life that affects close to half of Australian society. Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children]]>
choosing an adviser
Jen Richardson joins us again to discuss how to manage your finances should you have to separate or divorce your partner.  It is an unsavory part of life that affects close to half of Australian society.  Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children - their ongoing custody and well being, as well as a myriad of stress inducing situations many would rather not have to endure.  Jen speaks from a perspective of client experience and has formulated some excellent tips and practical steps to take should you have to venture down this path.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 18 Aug 2026 09:00:00 +1000<![CDATA[How to Get Out of Debt - Dollars & Making Sense 28 July 2026]]>https://www.otgcapital.com.au/blogs/post/how-to-get-out-of-debt-dollars-making-sense-28-july-2026how to get out of debt. We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains. Important tips and tricks on how not to let this get the better of you. Financial education is what Dollars & Making Sense is all about.]]>
choosing an adviser
We welcome back Jen Robinson, an accountant by trade and an experienced Financial Counselor from the Hunter region of NSW.  This week we visit the troublesome topic of debt, how we get into it, and most importantly how to get out of debt.  We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains.  Important tips and tricks on how not to let this get the better of you.  Financial education is what Dollars & Making Sense is all about.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 28 Jul 2026 09:00:00 +1000<![CDATA[The Impact of Menopause - Dollars & Making Sense 23 Jun 2026]]>https://www.otgcapital.com.au/blogs/post/the-impact-of-menopause-dollars-making-sense-23-jun-2026the impact of menopause on women can not be understated. Tune in this week to find out about a pilot support program and valuable research into this widely misunderstood issue]]>
choosing an adviser
A troubling subject that has been swept under the carpet for too long.  This week, Lina Saliba, Chief Customer & Marketing Officer from MetLife Australia joins us to discuss a recent study of the financial and health impact of menopause and perimenopause on Australian women.  The study involving over 1000 Australian women provides some sobering results about a much hidden issue with women, and their families.  Join us to learn about the data, and what is being done to address and support these issues in our communities, and what we can all do to listen more closely and be there to assist.  Find out about a MetLife program launched to assist and support women suffering through this life stage.  The report can be found at this link.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 23 Jun 2026 09:00:00 +1000<![CDATA[Super & Hardship - Dollars & Making Sense 5 Aug 2025]]>https://www.otgcapital.com.au/blogs/post/super-hardship-dollars-making-sense-5-aug-2025As always, accessing your super early can have dire impact on your retirement savings, but there are needs that will prevail, and this discussion is important to understand if you could possibly apply and be able to draw down funds in an emergency situation.]]>
choosing an adviser
Stuart Sheary, subject matter expert from the Institute of Financial Professionals Australia (www.ifpa.com.au) joins us to discuss what you can do to access your superannuation nest egg if circumstances are dire.  Stuart explains what COR (conditions of release) are, and who you need to discuss this with.  As always, accessing your super early can have dire impact on your retirement savings, but there are needs that will prevail, and this discussion is important to understand if you could possibly apply and be able to draw down funds in an emergency situation.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 05 Aug 2025 09:00:00 +1000<![CDATA[Super & Hardship - Dollars & Making Sense 25 Mar 2025]]>https://www.otgcapital.com.au/blogs/post/super-hardship-dollars-making-sense-25-mar-2025As always, accessing your super early can have dire impact on your retirement savings, but there are needs that will prevail, and this discussion is important to understand if you could possibly apply and be able to draw down funds in an emergency situation.]]>
choosing an adviser
Stuart Sheary, subject matter expert from the Institute of Financial Professionals Australia (www.ifpa.com.au) joins us to discuss what you can do to access your superannuation nest egg if circumstances are dire.  Stuart explains what COR (conditions of release) are, and who you need to discuss this with.  As always, accessing your super early can have dire impact on your retirement savings, but there are needs that will prevail, and this discussion is important to understand if you could possibly apply and be able to draw down funds in an emergency situation.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 25 Mar 2025 09:00:00 +1100<![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 23 Jan 2024 Summer Series #6]]>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-23-jan-2024-summer-series-6Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]>
budgeting
It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.  We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.  Check out the links to the MoneySmart website and the Centrelink information links.  Your taxpayer money hard at work helping everyone that needs it.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 23 Jan 2024 09:00:00 +1100<![CDATA[Men's Mental Health - Dollars & Making Sense 19 Dec 2023 Summer Series #1]]>https://www.otgcapital.com.au/blogs/post/men-s-mental-health-dollars-making-sense-19-dec-2023-summer-series-1Simon Madden now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".]]>
Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

]]>Tue, 19 Dec 2023 09:00:00 +1100<![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 17 Oct 2023]]>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-17-oct-2023Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]>
budgeting
It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.  We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.  Check out the links to the MoneySmart website and the Centrelink information links.  Your taxpayer money hard at work helping everyone that needs it.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Oct 2023 09:00:00 +1100<![CDATA[Men's Mental Health - Dollars & Making Sense 11 Apr 2023]]>https://www.otgcapital.com.au/blogs/post/men-s-mental-health-dollars-making-sense-11-apr-2023Simon Madden now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".]]>
Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Simon Madden, 389 games at all Essendon and one of the legends of AFL who now travels the country talking to people about being better humans. Be the best you can, and in so we discuss what it means to be a man, particularly when looking at societal expectations surrounding money management and being the "bread winner".

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

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