OTG Capital - Blog #estate planningOTG Capital - Blog #estate planninghttps://www.otgcapital.com.au/blogs/tag/estate-planningWed, 15 Apr 2026 11:06:16 +1000http://zoho.com/sites/<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 6 Jan 2026 - Summer Series #4]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-6-jan-2026-summer-series-4part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 06 Jan 2026 09:00:00 +1100<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 23 Dec 2025 - Summer Series #2]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-23-dec-2025-summer-series-2Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 23 Dec 2025 09:00:00 +1100<![CDATA[Future2 & Literacy - Dollars & Making Sense 14 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/future2-literacy-dollars-making-sense-14-oct-2025over 40s and under 40s women. What are the key components of the program including the "why", not just the "how". Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense]]>
choosing an adviser
Philippa Hunt from Wise Girls Money continues in Part 2 of the Future 2 Grants program and how it is being rolled out to a program of over 40s and under 40s women.  What are the key components of the program including the "why", not just the "how".  Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 14 Oct 2025 09:00:00 +1100<![CDATA[Bank of Mum & Dad - Dollars & Making Sense 23 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/bank-of-mum-dad-dollars-making-sense-23-sep-2025Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning? There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions]]>
choosing an adviser
Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning?  After listening to this episode featuring Justin Bott, Media Information Officer from Services Australia (Centrelink) you're likely to think that is NOT the case.  There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions, it is sometimes far better to "look before you leap", here on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 23 Sep 2025 09:00:00 +1000<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 12 Aug 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-12-aug-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 12 Aug 2025 09:00:00 +1000<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 29 July 2025]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-29-july-2025Understanding the ins and outs of life cover within and outside of super can save you a lot of pain and money. Tune in to find out from the experts at IFPA]]>
choosing an adviser
Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 29 Jul 2025 09:00:00 +1000<![CDATA[Super Contribution Catches- Dollars & Making Sense 1 Jul 2025]]>https://www.otgcapital.com.au/blogs/post/super-contribution-catches-dollars-making-sense-1-jul-2025the common tips and traps surrounding contributions to your retirement (superannuation!). Many are still forgetting the basics, and its worth going back over for sure. This includes the work test, concessional and NCCs, spouse contributions and a number of others.]]>
choosing an adviser
We welcome back Stuart Sheary, subject matter expert from the Institute of Financial Professionals Australia (www.ifpa.com.au) to discuss what are the common tips and traps surrounding contributions to your retirement (superannuation!).  There is much discussion at this time around proposed legislative changes, yet many are still forgetting the basics, and its worth going back over for sure.  This includes the work test, concessional and non-concessional contributions, spouse contributions and a number of others.  Important stuff to ensure you take full advantage of your entitlements and tax effective investing

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Jul 2025 09:00:00 +1000<![CDATA[Terminal Illness & Super Pt 2- Dollars & Making Sense 20 May 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-pt-2-dollars-making-sense-20-may-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 03 Jun 2025 16:09:08 +1000<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 13 May 2025]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-13-may-2025Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 03 Jun 2025 16:08:53 +1000<![CDATA[Terminal Illness & Super - Dollars & Making Sense 1 April 2025]]>https://www.otgcapital.com.au/blogs/post/terminal-illness-super-dollars-making-sense-1-april-2025part 2 of a 4 part series on life insurance cover inside superannuation. Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs. What are the implications if you're terminally ill, all on Dollars & Making Sense.]]>
choosing an adviser
We continue our series on life insurance in superannuation with Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) as she joins us for part 2 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing terminal illness cover and what constitutes correct conditions of release for APRA funds as well as SMSFs.  What are the implications if you're terminally ill, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Apr 2025 09:00:00 +1100