OTG Capital - Blog #educationOTG Capital - Blog #educationhttps://www.otgcapital.com.au/blogs/tag/educationMon, 26 Oct 2026 16:27:50 +1100http://zoho.com/sites/<![CDATA[Granny Flats - Dollars & Making Sense 20 Oct 2026]]>https://www.otgcapital.com.au/blogs/post/granny-flats-dollars-making-sense-20-oct-2026Thinking of bringing in Mum and/or into your home via a Granny Flat arrangement? Justin Bott from Svcs Aust discusses inviting the devils of Hades into your life with long term consequences for you and your entire family. A show not to be missed if this situation is on your horizon.]]>
choosing an adviser
Rebroadcast from earlier this year - Thinking of bringing in Mum and/or into your home via a Granny Flat arrangement?  We welcome back Justin Bott from Services Australia to explain the old truism that "the devil is in the detail".  Having had first hand experience as a FIS officer, Justin has a wealth of experience to bring to our show about anyone considering entering into a granny flat arrangement.  It can be incredibly useful and helpful to all involved - if done correctly.  If not, you could be inviting the devils of Hades into your life with long term consequences for you and your entire family.  A show not to be missed if this situation is on your horizon.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Mon, 26 Oct 2026 14:14:11 +1100<![CDATA[Crisis? What Crisis? - Dollars & Making Sense 8 Oct 2026]]>https://www.otgcapital.com.au/blogs/post/crisis-what-crisis-dollars-making-sense-8-oct-2026Get on top of, and control your finances rather than your finances control you. Every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.]]>
choosing an adviser
This is a repeat of our 1 Sep 2026 podcast.
Jen Richardson, financial counselor, accountant and former financial planner revisits us to work through some cost of living issues.  Crisis? What crisis, we ask - there are many things we aren't able to control, but information is power.  Jen provides some great primers into how to get on top of, and control your finances rather than your finances control you.  Tune in to find out that every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.  Dollars & Making Sense is about financial education that frees you and your mind.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Fri, 02 Oct 2026 10:20:49 +1000<![CDATA[Investing with AI Part 2- Dollars & Making Sense 29 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/investing-with-ai-part-2-dollars-making-sense-29-sep-2026There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable. GIGO - garbage in garbage out still applies. Tune in to find out more.]]>
choosing an adviser
Following on from the very popular interview with Nathan Hood at the Australian Shareholders Association on Investing with Artificial Intelligence, of course we had to do part 2!! There are many skeptics out there and I am being converted now as a user of some of these engines.  We follow up my chat with Nathan, framing a question correctly, just like in real life, AI gives a solid reply, and we're starting to use microphones and talking to AI like a trusted advisor and assistant, while always in control..  And like the calculators or old, AI is no different to computers or the like - GIGO - garbage in garbage out still applies.  Tune in to find out more.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Fri, 02 Oct 2026 10:19:50 +1000<![CDATA[Crisis? What Crisis? - Dollars & Making Sense 1 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/crisis-what-crisis-dollars-making-sense-1-sep-2026Get on top of, and control your finances rather than your finances control you. Every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.]]>
choosing an adviser
Jen Richardson, financial counselor, accountant and former financial planner revisits us to work through some cost of living issues.  Crisis? What crisis, we ask - there are many things we aren't able to control, but information is power.  Jen provides some great primers into how to get on top of, and control your finances rather than your finances control you.  Tune in to find out that every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.  Dollars & Making Sense is about financial education that frees you and your mind.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Sep 2026 09:00:00 +1000<![CDATA[Granny Flats - Dollars & Making Sense 25 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/granny-flats-dollars-making-sense-28-aug-2026Thinking of bringing in Mum and/or into your home via a Granny Flat arrangement? Justin Bott from Svcs Aust discusses inviting the devils of Hades into your life with long term consequences for you and your entire family. A show not to be missed if this situation is on your horizon.]]>
choosing an adviser
Thinking of bringing in Mum and/or into your home via a Granny Flat arrangement?  We welcome back Justin Bott from Services Australia to explain the old truism that "the devil is in the detail".  Having had first hand experience as a FIS officer, Justin has a wealth of experience to bring to our show about anyone considering entering into a granny flat arrangement.  It can be incredibly useful and helpful to all involved - if done correctly.  If not, you could be inviting the devils of Hades into your life with long term consequences for you and your entire family.  A show not to be missed if this situation is on your horizon.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 25 Aug 2026 09:00:00 +1000<![CDATA[Divorce & Finances - Dollars & Making Sense 18 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/divorce-finances-dollars-making-sense-11-aug-2026how to manage your finances should you have to separate or divorce your partner. It is an unsavory part of life that affects close to half of Australian society. Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children]]>
choosing an adviser
Jen Richardson joins us again to discuss how to manage your finances should you have to separate or divorce your partner.  It is an unsavory part of life that affects close to half of Australian society.  Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children - their ongoing custody and well being, as well as a myriad of stress inducing situations many would rather not have to endure.  Jen speaks from a perspective of client experience and has formulated some excellent tips and practical steps to take should you have to venture down this path.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 18 Aug 2026 09:00:00 +1000<![CDATA[Pension Update - Dollars & Making Sense 11 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/pension-update-dollars-making-sense-11-aug-2026Into the new financial year and if you haven't noticed yet, there have been changes afoot, not only in your take home pay, but if you're receiving a government payment, there are changes there as well.]]>
choosing an adviser
Into the new financial year and if you haven't noticed yet, there have been changes afoot, not only in your take home pay, but if you're receiving a government payment, there are changes there as well.  We welcome back Juston Bott, media information officer from Services Australia (CentreLink) to explain what the changes mean to those receiving the age pension, but also for those who have never been near a government office, and what you may be entitled to - yes, even if you're over retirement age and still working.  Justin explains the differences, and the impact.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 11 Aug 2026 09:00:00 +1000<![CDATA[Kids & Money - Dollars & Making Sense 4 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/kids-money-dollars-making-sense-4-aug-2026Jen provides some excellent examples of how kids can learn to handle money from an early age right through to young adults.]]>
choosing an adviser
How to teach your kids about money before the habits stick - great opening from our Financial counselor - Jen Richardson, joining us from her accounting practise in the Hunter Valley in NSW.  From an early age, instilling sound life habits around money and managing finances is important.  It doesn't always mean our kids have to be spreadsheet experts in kindergarten, however a grasp of understanding the principles of work/labour in return for money/rewards is an early lesson well instilled for our children for the future.  Associating transactions and work that correlate and coexist in relative harmony if understood.  Jen provides some excellent examples of how kids can learn to handle money from an early age right through to young adults.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 04 Aug 2026 09:00:00 +1000<![CDATA[How to Get Out of Debt - Dollars & Making Sense 28 July 2026]]>https://www.otgcapital.com.au/blogs/post/how-to-get-out-of-debt-dollars-making-sense-28-july-2026how to get out of debt. We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains. Important tips and tricks on how not to let this get the better of you. Financial education is what Dollars & Making Sense is all about.]]>
choosing an adviser
We welcome back Jen Robinson, an accountant by trade and an experienced Financial Counselor from the Hunter region of NSW.  This week we visit the troublesome topic of debt, how we get into it, and most importantly how to get out of debt.  We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains.  Important tips and tricks on how not to let this get the better of you.  Financial education is what Dollars & Making Sense is all about.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 28 Jul 2026 09:00:00 +1000<![CDATA[Investing with AI - Dollars & Making Sense 21 July 2026]]>https://www.otgcapital.com.au/blogs/post/investing-with-ai-dollars-making-sense-21-july-2026There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable. GIGO - garbage in garbage out still applies. Tune in to find out more.]]>
choosing an adviser
archive - back by popular demand!
This week, ASA membership manager, Nathan Hood joins us discussing what's near and dear to his heart, using AI when investing.  There are many skeptics out there, (me included), and this discussion is a sobering and realistic view of what AI can really achieve without overstating or promising beyond what is reasonable.  Prompt engineering is a consultant's term - however in my chat with Nathan, framing a question correctly, just like in real life, AI gives a solid reply.  And like the calculators or old, AI is no different to computers or the like - GIGO - garbage in garbage out still applies.  Tune in to find out more.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 21 Jul 2026 09:00:00 +1000