OTG Capital - Blog #educationOTG Capital - Blog #educationhttps://www.otgcapital.com.au/blogs/tag/educationWed, 10 Jun 2026 12:13:44 +1000http://zoho.com/sites/<![CDATA[Centrepay & Good Shep - Dollars & Making Sense 9 Jun 2026]]>https://www.otgcapital.com.au/blogs/post/centrepay-good-shep-dollars-making-sense-9-jun-2026What is Centrepay and who is Good Shep? Tune in to find out all about Interest Free Loans and how Services Australia can assist you with ensuring your payments are on time]]>
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Justin Bott, media information officer from Services Australia is back with us and covering off information that is brand new to me and possibly many others out there.  There is a budgeting and cash management tool available for all Services Australia payments recipients called Centrepay https://www.servicesaustralia.gov.au/centrepay - tune in to find out how this free service provides recipient easy to use payment structures to better manage ongoing payments like rent, utilities and other regular payments.  And for emergency situations, Good Shep - a not-for-profit charity is there is support those in need with interest free loans and ongoing support - what a great service! https://goodshep.org.au/ 
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 09 Jun 2026 09:00:00 +1000<![CDATA[CGT Changes Budget 2026 - Dollars & Making Sense 2 Jun 2026]]>https://www.otgcapital.com.au/blogs/post/cgt-changes-budget-2026-dollars-making-sense-2-jun-2026Budget 2026 and the changes in CGT are big, but not yet legislated. Kirk Wilson of IFPA discusses the potential changes and impact]]>
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Kirk Wilson, subject matter expert from the Institute of Financial Professionals of Australia (www.ifpa.com.au) joins us to work through the myriad of changes introduced in this year's Federal budget surrounding Capital Gains Tax (CGT).  Bringing down some of the most dramatic changes in tax law pertaining to capital gains and housing policy in probably 25 years.  Kirk provides an interesting view on the details of the changes while also ensuring we understand these changes are yet to be legislated, and subject to much consultation and conjecture before it becomes L A W law between now and July 2027 when the majority of these changes are slated to come in.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 02 Jun 2026 09:00:00 +1000<![CDATA[Super Gender Gap - Dollars & Making Sense 9 Jun 2026]]>https://www.otgcapital.com.au/blogs/post/super-gender-gap-dollars-making-sense-19-may-2026Why are women retiring with less super than men? Tune in to find out what to do about it]]>
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Jen Richardson is a Newcastle based accountant, former financial planner who has a passion for educating those who need help in money, budgeting and finance.  Now being an accountant doesn't always mean you know a lot about making money.  Jen explains some of the poorest money managers she's ever met were accountants!!  This show, we're discussing the ongoing dilemma of the gap in super balances between men & women, and what can be done about it.  In 2021, KPMG released a study, and 5 years on this is updated.  We look at Jen's blog www.jenrichardson.co and specifically an excellent article on understanding why women in Australia retire with less super. https://jenrichardson.co/why-women-retire-with-less-super-in-australia/ 
@FMRNB

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]]>Tue, 19 May 2026 09:00:00 +1000<![CDATA[Financial Agreements - Dollars & Making Sense 18 Nov 2025]]>https://www.otgcapital.com.au/blogs/post/financial-agreements-dollars-making-sense-18-nov-2025In today's interview, we focus on timing of agreements and how important they can be in relationships and couples looking to "go the distance". We also tackle the gnarly question of large traditional holdings like the family farm, and how they are handled.]]>
choosing an adviser
Ian McLeod, principal of RP Emery Legal Agreements returns to chat to us about financial agreements.  Last year we featured 2 shows about binding financial agreements and prenuptial agreements which garnered a LOT of discussion and views.  In today's interview, we focus on timing of agreements and how important they can be in relationships and couples looking to "go the distance".  We also tackle the gnarly question of large traditional holdings like the family farm, and how they are handled.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 18 Nov 2025 09:00:00 +1100<![CDATA[Future2 & Financial Literacy - Dollars & Making Sense 7 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/future2-financial-literacy-dollars-making-sense-7-oct-2025Wise Girls Money makes a welcome return to discuss the Future2 grants program and the strides being taken to assist women in need and promoting financial literacy. Part 1 of an excellent 2 part series.]]>
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Philippa Hunt from Wise Girls Money makes a welcome return to discuss the Future2 grants program and the strides being taken to assist women in need and promoting financial literacy.  True to the idiom, feed a village fish, they eat for a day, teach them how to fish sustainably, they feed themselves into the future.  We explore the program and how its being rolled out into Queen Chillenga's Kalgoorlie constituents and beyond.  Part 1 of an excellent 2 part series.

@FMRNB

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]]>Tue, 07 Oct 2025 09:00:00 +1100<![CDATA[Summer #6 - Prenuptual Agreements - Dollars & Making Sense 21 Jan 2025]]>https://www.otgcapital.com.au/blogs/post/summer-6-prenuptual-agreements-dollars-making-sense-21-jan-2025For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance. Pre-nuptual Agreements are often talked about in movies,]]>
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Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance.  Pre-nuptual Agreements are often talked about in movies, so today we continue our discussion with Ian McLeod from RP Emery Legal Documents about how these binding financial agreements work.  A discussion that clears up some old myths and provides some clarity in an often misunderstood area of the law.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 21 Jan 2025 10:24:00 +1100<![CDATA[Prenuptual Agreements - Dollars & Making Sense 22 Oct 2024]]>https://www.otgcapital.com.au/blogs/post/prenuptual-agreements-dollars-making-sense-29-oct-2024For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance. Pre-nuptual Agreements are often talked about in movies,]]>
choosing an adviser
For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance.  Pre-nuptual Agreements are often talked about in movies, so today we continue our discussion with Ian McLeod from RP Emery Legal Documents about how these binding financial agreements work.  A discussion that clears up some old myths and provides some clarity in an often misunderstood area of the law.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 22 Oct 2024 09:00:00 +1100<![CDATA[Men's Mental Health Update - Dollars & Making Sense 8 Oct 2024]]>https://www.otgcapital.com.au/blogs/post/men-s-mental-health-update-dollars-making-sense-8-oct-2024We revisit men's mental health and what the four dimensions of our lives we should be looking at. Join AFL Legend, Simon Madden a high performance specialist as we discuss why this is important in your life as well as your finances]]>
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Simon Madden, AFL legend and business specialist speaker returns to continue our discussion about men's mental health.  This includes Physical, Mental, Emotional and Spiritual that covers what you do, what you think, what you feel and what you believe.  They are all interconnected and what you can do to improve all of them - both in and out of the workplace.  The linkage between them is important, and when you've excelled at the top of your game, I guess you are in a position to advise on how best to achieve on all fronts.  Join us in this fascinating interview.ey are all interconnected and what you can do to improve all of them - both in and out of the workplace.  The linkage between them is important, and when you've excelled at the top of your game, I guess you are in a position to advise on how best to achieve on all fronts.  Join us in this fascinating interview.ey are all interconnected and what you can do to improve all of them - both in and out of the workplace.  The linkage between them is important, and when you've excelled at the top of your game, I guess you are in a position to advise on how best to achieve on all fronts.  Join us in this fascinating interview.ey are all interconnected and what you can do to improve all of them - both in and out of the workplace.  The linkage between them is important, and when you've excelled at the top of your game, I guess you are in a position to advise on how best to achieve on all fronts.  Join us in this fascinating interview.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 08 Oct 2024 09:00:00 +1100<![CDATA[Women, Divorce & Finance - Dollars & Making Sense 17 Sep 2024]]>https://www.otgcapital.com.au/blogs/post/women-divorce-finance-dollars-making-sense-17-sep-2024From financial hardship, loss of assets, access to housing and ongoing support, we discuss the current state of play, and the first steps to take if you are this kind of bind.]]>
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We welcome back Philippa Hunt from Wise Girls Money Academy on the unsavory topic of women, divorce and finances.  It is indeed a sad fact in Australia domestic violence is happening all too frequently, and hand in hand with this violence comes financial abuse that in most situations land poorly on women.  From financial hardship, loss of assets, access to housing and ongoing support, we discuss with Philippa what is the current state of play, and the first steps to take if you are in this kind of bind.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Sep 2024 09:00:00 +1000<![CDATA[Fintech & AI - Dollars & Making Sense 10 Sep 2024]]>https://www.otgcapital.com.au/blogs/post/fintech-ai-dollars-making-sense-10-sep-2024while you might be thinking AI is going to solve the world's problems, that ain't necessarily so in the space of personal financial advice. Tune in to understand the key differences and why the human touch will continue to remain all important when thinking about your financial journey.]]>
choosing an adviser
George Haramis, CEO and founder of moneyGPS joins us this week to parse the difference between fintech, roboadvice and AI.  And while you might be thinking AI is going to solve the world's problems, that ain't necessarily so in the space of personal financial advice. Tune in to understand the key differences and why the human touch will continue to remain all important when thinking about your financial journey.

@FMRNB

@Radio Northern Beaches                                                                                               

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