OTG Capital - Blog #Centrelink

Super Gender Gap - Dollars & Making Sense 9 Jun 2026

Tue, 19 May 2026 09:00:00 +1000

Jen Richardson is a Newcastle based accountant, former financial planner who has a passion for educating those who need help in money, budgeting and finance. Now being an accountant doesn't always mean you know a lot about making money. Jen explains some of the poorest money managers she's ever met were accountants!! This show, we're discussing the ongoing dilemma of the gap in super balances between men & women, and what can be done about it. In 2021, KPMG released a study, and 5 years on this is updated. We look at Jen's blog www.jenrichardson.co and specifically an excellent article on understanding why women in Australia retire with less super. https://jenrichardson.co/why-women-retire-with-less-super-in-australia/

@FMRNB

@Radio Northern Beaches

Reverse Mortgages - Dollars & Making Sense 28 Apr 2026

Tue, 28 Apr 2026 09:00:00 +1000

This week, Justin Bott, Media Information Office from Services Australia (also known as Centrelink) comes on to discuss the pros and cons of reverse mortgages. For many that have all their assets tied up in the family home, this could be a valuable way to unlock much needed cash flow. But buyer beware, there are many traps as well as benefits. We also discuss for those of pension age, the government offering in reverse mortgages could be just what is required. As always, contact a professional adviser if you're not sure, and just in case.

@FMRNB

@Radio Northern Beaches

Reverse Mortgages - Dollars & Making Sense 10 Mar 2026

Tue, 10 Mar 2026 09:00:00 +1100

@FMRNB

@Radio Northern Beaches

Travelling Pensioners - Dollars & Making Sense 3 Mar 2026

Tue, 03 Mar 2026 09:00:00 +1100

Justin Bott from Services Australia joins us to work through a range of potential options that pensioners might consider when they embark on their travels, whether that be for 1 week or 52 weeks or more, domestically or internationally. There are many things to consider, and Justin makes it nice and easy to understand

@FMRNB

@Radio Northern Beaches

Unclaimed Medicare Money - Dollars & Making Sense 24 Feb 2026

Tue, 24 Feb 2026 09:00:00 +1100

Justin Bott, Information Office from Services Australia (Centrelink) joins us again to work through free money. Yes, "free money", money that is yours but you've either forgotten to claim it, or forgotten about it. Unclaimed Medicare payments that total almost one quarter of a billion dollars. Tune in to find out whether you're missing out, and don't worry, there isn't a time limit, if the money is yours? it remains yours.

@FMRNB

@Radio Northern Beaches

Pensioners Making Money - Dollars & Making Sense 17 Feb 2026

Tue, 17 Feb 2026 09:00:00 +1100

This show is a repeat from earlier this year, we hope you enjoy it!

Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income. Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments. Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your living.

@FMRNB

@Radio Northern Beaches

Lost Super - Dollars & Making Sense 27 Jan 2026 - Summer Series #7

Tue, 27 Jan 2026 09:00:00 +1100

This show is a repeat from earlier this year, we hope you enjoy it!

Justin Bott, Information Office from Services Australia (Centrelink) joins us again to work through free money. Yes, "free money", money that is yours but you've either forgotten to claim it, or forgotten about it. We cover off easy ones like lost superannuation sitting in too many accounts that you've lost track of, through to old banks accounts, investments you no longer thought you had, and the hidden one that surprises? Unclaimed Medicare payments that total almost one quarter of a billion dollars. Tune in to find out whether you're missing out, and don't worry, there isn't a time limit, if the money is yours? it remains yours.

@FMRNB

@Radio Northern Beaches

Pensioners Making Money - Dollars & Making Sense 28 Oct 2025

Tue, 28 Oct 2025 09:00:00 +1100

@FMRNB

@Radio Northern Beaches

Future2 & Literacy - Dollars & Making Sense 14 Oct 2025

Tue, 14 Oct 2025 09:00:00 +1100

Philippa Hunt from Wise Girls Money continues in Part 2 of the Future 2 Grants program and how it is being rolled out to a program of over 40s and under 40s women. What are the key components of the program including the "why", not just the "how". Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches

Bank of Mum & Dad - Dollars & Making Sense 23 Sep 2025

Tue, 23 Sep 2025 09:00:00 +1000

Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning? After listening to this episode featuring Justin Bott, Media Information Officer from Services Australia (Centrelink) you're likely to think that is NOT the case. There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions, it is sometimes far better to "look before you leap", here on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches