OTG Capital - Blog #budgetingOTG Capital - Blog #budgetinghttps://www.otgcapital.com.au/blogs/tag/budgetingFri, 01 May 2026 01:28:40 +1000http://zoho.com/sites/<![CDATA[Money Counselling - Dollars & Making Sense 10 Feb 2026 - Summer Series #9]]>https://www.otgcapital.com.au/blogs/post/money-counselling-dollars-making-sense-10-feb-2026-summer-series-9Its back to basics time. We're joined this week with Queen Chilenga from Money Fitness Hub based in Kalgoorlie, WA. Queen specialises in social work and supporting people in financial stress and those in need of the basics.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

Its back to basics time.  We're joined this week with Queen Chilenga from Money Fitness Hub based in Kalgoorlie, WA.  Queen specialises in social work and supporting people in financial stress and those in need of the basics.  Its not always about millions, sometimes its simply about making ends meet, and many in the community struggle with the basics.  We work through some of the challenges of delivering support services in this space, and the basics of good money management.  Queen is doing some excellent work and her website https://moneyfitnesshub.com.au/ is a great example of where people can make a start to financial health and less stress.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 10 Feb 2026 09:00:00 +1100<![CDATA[Money Counselling - Dollars & Making Sense 22 Apr 2025]]>https://www.otgcapital.com.au/blogs/post/money-counselling-dollars-making-sense-22-apr-2025Its back to basics time. We're joined this week with Queen Chilenga from Money Fitness Hub based in Kalgoorlie, WA. Queen specialises in social work and supporting people in financial stress and those in need of the basics.]]>
choosing an adviser
Its back to basics time.  We're joined this week with Queen Chilenga from Money Fitness Hub based in Kalgoorlie, WA.  Queen specialises in social work and supporting people in financial stress and those in need of the basics.  Its not always about millions, sometimes its simply about making ends meet, and many in the community struggle with the basics.  We work through some of the challenges of delivering support services in this space, and the basics of good money management.  Queen is doing some excellent work and her website https://moneyfitnesshub.com.au/ is a great example of where people can make a start to financial health and less stress.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 22 Apr 2025 09:00:00 +1000<![CDATA[Portfolio Construction - Dollars & Making Sense 8 April 2025]]>https://www.otgcapital.com.au/blogs/post/portfolio-construction-dollars-making-sense-8-april-2025Constructing a long term investment portfolio can be relatively simply if you follow some basic steps. Six of them in fact! And we're covering them off in today's show, check out the blog for references and Kerry's wise words of wisdom. If you fail to plan, you plan to fail!]]>
choosing an adviser
We welcome a new presenter to the show, Kerry Said from Wealth Creation Advisors.  Kerry is a 30 year industry veteran who specialises in SMSFs and working with clients to achieve their financial goals.  Constructing a long term investment portfolio can be relatively simply if you follow some basic steps.  Six of them in fact! And we're covering them off in today's show, check out the blog for references and Kerry's wise words of wisdom.  If you fail to plan, you plan to fail!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 08 Apr 2025 09:00:00 +1000<![CDATA[Financial Wellness - Dollars & Making Sense 30 Jul 2024]]>https://www.otgcapital.com.au/blogs/post/financial-wellness-dollars-making-sense-30-jul-2024Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss "Wellness & Finance". Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.]]>
choosing an adviser
Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss "Wellness & Finance".  Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.  We also discuss Maria's new radio show that is all about something, and nothing at the same time!  Jerry eat your heart out...  A weekly show about finance, money and investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 30 Jul 2024 09:00:00 +1000<![CDATA[Good Debt vs Bad Debt - Dollars & Making Sense 2 Apr 2024]]>https://www.otgcapital.com.au/blogs/post/good-debt-vs-bad-debt-dollars-making-sense-2-apr-2024What's the difference, debt is debt right? Maybe not so. Are we stealing from ouselves or are we saving for ourselves. Great notions to ponder when you are looking at that purchase and deciding whether to wait and save, or buy now pay later?]]>
choosing an adviser
What's the difference, debt is debt right?  Maybe not so.  This week, Victor Lagos from Lagos Financial, a registered mortgage broker and holder of an Australian Credit License joins us to discuss what is good debt and what is bad debt.  Are we stealing from ouselves or are we saving for ourselves.  Great notions to ponder when you are looking at that purchase and deciding whether to wait and save, or buy now pay later?  Is borrowing against your future always the best option.  And what does it take to step up and move into your first home or apartment.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 02 Apr 2024 16:19:42 +1100<![CDATA[Budgeting - Dollars & Making Sense 12 Mar 2024]]>https://www.otgcapital.com.au/blogs/post/budgeting-dollars-making-sense-12-mar-2024A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides]]>
budgeting
Philippa Hunt from Wise Girls Money Magic joins us this week to discuss budgeting.  A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides.  Whether it be a piece of paper, or a mobile app, tracking the ins and outs of your budget can possibly make your life so much better, join us to find out how and why. Click on this link for MoneySmart's guide.

@FMRNB

@Radio Northern Beaches                                                                                               

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