<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.otgcapital.com.au/blogs/tag/bnpl/feed" rel="self" type="application/rss+xml"/><title>OTG Capital - Blog #BNPL</title><description>OTG Capital - Blog #BNPL</description><link>https://www.otgcapital.com.au/blogs/tag/bnpl</link><lastBuildDate>Sat, 02 May 2026 10:24:35 +1000</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[Summer #4 - Dollars & Making Sense 10 Jan 2023]]></title><link>https://www.otgcapital.com.au/blogs/post/summer-4-dollars-making-sense-10-jan-2023</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/Summerseries4_22.jpg"/>Summer series #4 we go back and visit Compliance and Buy Now Pay Later Dollars & Making Sense, a weekly show about finance, money & investing on Radio Northern Beaches]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 215px !important ; height: 215px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:215px ; height:215px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:215px ; height:215px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Summerseries4_22.jpg" width="215" height="215" loading="lazy" size="custom" alt="Summer Series" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We're taking a break over the summer holidays and rebroadcasting some our previous shows.&nbsp; In this episode, we revisit&nbsp;Phil Osborne's piece on <a href="https://www.otgcapital.com.au/blogs/post/tail-or-dog-dollars-making-sense-22-mar-2022" title="Compliance was broadcast on 22 Mar 2022" target="_blank" rel="">Compliance was broadcast on 22 Mar 2022</a>&nbsp;and move into Philippa Hunt's interview on <a href="https://www.otgcapital.com.au/blogs/post/bnpl-angel-or-devil-dollars-making-sense-2-may-2022" title="Buy Now Pay Later broadcast originally on 3 May 2022." target="_blank" rel="">Buy Now Pay Later broadcast originally on 3 May 2022.</a>&nbsp;&nbsp; To listen to these recordings, go to the links earmarked on the links, and have a great holiday from all of us at OTG Capital!</p><p><br></p><p>Dollars &amp; Making Sense a weekly program about money, finance and investing.</p><p>@FMRNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 10 Jan 2023 09:00:00 +1100</pubDate></item><item><title><![CDATA[Debt Negativity - Dollars & Making Sense 18 Oct 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/debt-negativity-dollars-making-sense-18-oct-2022</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/Neg debt.jpg"/>how Debt can bring about so much Negativity in your life it can at times be debilitating. We've covered this subject a lot because it hurts many people - a lot!.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 277.16px !important ; height: 214px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:277.16px ; height:214px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:277.16px ; height:214px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="https://home.kpmg/au/en/home/insights/2021/08/gender-superannuation-gap.html" target="_blank" title="Super gender gap report KPMG" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/Neg%20debt.jpg" width="277.16" height="214" loading="lazy" size="custom" alt="BNPL devil or angel?" data-lightbox="false"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>Following on from our BNPL revisit, Philippa Hunt from Wise Girls Money tackles the thorny issues surrounding how Debt can bring about so much Negativity in your life it can at times be debilitating. We've covered this subject a lot because it hurts many people - a lot!.</p><p><a href="https://ethics.org.au/ethics-explainer-negativity-bias/">https://ethics.org.au/ethics-explainer-negativity-bias/</a><br>Dollars &amp; Making Sense a weekly program about money, finance and investing.</p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/Debt-Negativity-e1pdhil" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 18 Oct 2022 08:57:55 +1100</pubDate></item><item><title><![CDATA[BNPL - Dollars & Making Sense 11 Oct 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/BNPL-devil-or-angel</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/BNPL-1.jpg"/>Buy now pay later, devil or angel? We think devil, tune in to find out why on Dollars and Making Sense, a weekly show about money, finance and investing on Radio Northern Beaches]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 215.68px !important ; height: 168px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:215.68px ; height:168px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:215.68px ; height:168px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><a class="zpimage-anchor" href="https://home.kpmg/au/en/home/insights/2021/08/gender-superannuation-gap.html" target="_blank" title="Super gender gap report KPMG" rel=""><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/BNPL-1.jpg" width="215.68" height="168" loading="lazy" size="custom" alt="BNPL devil or angel?" data-lightbox="false"/></picture></a></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We dig back into our archive to explore BNPL again (buy now pay later) to understand better what it is and why it is so popular.&nbsp; Angel or devil?&nbsp; Well we think devil so tune in to find out why, and how we'll dissect this over the next few programs as well.&nbsp; Dollars &amp; Making Sense a weekly program about money, finance and investing.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/Buy-Now-Pay-Later-BNPL-e1p2qjv" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 11 Oct 2022 09:00:00 +1100</pubDate></item><item><title><![CDATA[BNPL angel or devil? - Dollars & Making Sense - 14 June 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/bnpl</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/BNPL.jpg"/>is buy now pay later a good thing or yet another debt trap?]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 317.6px !important ; height: 248px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:317.6px ; height:248px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:317.6px ; height:248px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/BNPL.jpg" width="317.6" height="248" loading="lazy" size="custom" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>Covid / flu has struck Dollars &amp; Making Sense, all my usual contributors are either away or sick with Covid/flu, so I've dived back into our archive with one of our favourite recordings on BNPL - buy now, pay later.</p><p>Devil or angel?&nbsp; Phillipa Hunt and I explore the pros and cons of this incredibly popular way to purchase goods and services.</p><p>Or this is yet another debt trap?&nbsp; Have a listen and take the opportunity to listen to the experts on Dollars &amp; Making Sense.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/BNPL-angel-or-devil-e1hv4a8" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 13 Jun 2022 11:53:57 +1000</pubDate></item><item><title><![CDATA[BNPL angel or devil? - Dollars & Making Sense - 3 May 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/bnpl-angel-or-devil-dollars-making-sense-2-may-2022</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/BNPL.jpg"/>is buy now pay later a good thing or yet another debt trap?]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 317.6px !important ; height: 248px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:317.6px ; height:248px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:317.6px ; height:248px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/BNPL.jpg" width="317.6" height="248" loading="lazy" size="custom" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We're back, refreshed and fired up about BNPL - buy now, pay later.</p><p>Devil or angel?&nbsp; Phillipa Hunt and I explore the pros and cons of this incredibly popular way to purchase goods and services.</p><p>Or this is yet another debt trap?&nbsp; Have a listen and take the opportunity to listen to the experts on Dollars &amp; Making Sense.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/BNPL-angel-or-devil-e1hv4a8" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 02 May 2022 22:13:28 +1000</pubDate></item></channel></rss>