OTG Capital - Blog #asset protectionOTG Capital - Blog #asset protectionhttps://www.otgcapital.com.au/blogs/tag/asset-protectionWed, 29 Apr 2026 23:09:24 +1000http://zoho.com/sites/<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense - 3 Feb 2026 - Summer Series #8]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-3-feb-2026-summer-series-8This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Feb 2026 09:00:00 +1100<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense 26 Aug 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-26-aug-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 26 Aug 2025 09:00:00 +1000<![CDATA[$3m Super Tax - Dollars & Making Sense 17 Jun 2025]]>https://www.otgcapital.com.au/blogs/post/3m-super-tax-dollars-making-sense-17-jun-2025What is the $3m super cap all about? We welcome back Stuart Sheary, subject matter expert from IFPA (www.ifpa.com.au) to help explain all the proposed changes that are being legislated later this year when parliarment resits.]]>
choosing an adviser
What is the $3m super cap all about?  We welcome back Stuart Sheary, subject matter expert from IFPA (www.ifpa.com.au) to help explain all the proposed changes that are being legislated later this year when parliarment resits.  Is the sky falling down, or are we right to be concerned.  Is this just a negotiating strategy to ask for a lot and then settle on a something more acceptable.  Stuart and Ray discuss a number of angles and views from professionals involved in the day to day running of this proposed change in super laws.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 17 Jun 2025 09:00:00 +1000<![CDATA[Income Protection & Super - Dollars & Making Sense 6 May 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-dollars-making-sense-6-may-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Jun 2025 16:08:32 +1000<![CDATA[Income Protection & Super Pt 4 - Dollars & Making Sense 3 Jun 2025]]>https://www.otgcapital.com.au/blogs/post/income-protection-super-pt-4-dollars-making-sense-3-jun-2025This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!]]>
choosing an adviser
In our final installment on life cover inside superannuation, Natasha Panagis from IFPA elaborates on the detail of temporary incapacity and how that varies with the other types of life cover in previous episodes.  There are tax benefits and tips & traps to be aware of, tune in to find out why this form of cover is increasingly important for those needing to ensure continuity of earnings.  This wraps up and brings together an important element of how super not only saves for your retirement, yet also can incapsulate insuring your most important asset - You!

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Jun 2025 09:00:00 +1000<![CDATA[Summer #6 - Prenuptual Agreements - Dollars & Making Sense 21 Jan 2025]]>https://www.otgcapital.com.au/blogs/post/summer-6-prenuptual-agreements-dollars-making-sense-21-jan-2025For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance. Pre-nuptual Agreements are often talked about in movies,]]>
choosing an adviser
Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance.  Pre-nuptual Agreements are often talked about in movies, so today we continue our discussion with Ian McLeod from RP Emery Legal Documents about how these binding financial agreements work.  A discussion that clears up some old myths and provides some clarity in an often misunderstood area of the law.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 21 Jan 2025 10:24:00 +1100<![CDATA[Summer #1 - The Capital Stack - Dollars & Making Sense 17 Dec 2024]]>https://www.otgcapital.com.au/blogs/post/summer-1-the-capital-stack-dollars-making-sense-17-dec-2024We explores the "Capital Stack" and what it means when you have "equity parading as debt". All real estate investors, please take note!]]>
choosing an adviser
Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
When investing in commercial projects, it is important to understand where your money sits in relation to payday.  Depending on where you are in the "Capital Stack" varies greatly in relation to risk, returns and when you get paid if something possibly goes wrong.  This week, Joe Christie, Exec Director of Capital Property Funds explores the "Capital Stack" and what it means when you have "equity parading as debt".  All real estate investors, please take note!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Dec 2024 10:18:00 +1100<![CDATA[Prenuptual Agreements - Dollars & Making Sense 22 Oct 2024]]>https://www.otgcapital.com.au/blogs/post/prenuptual-agreements-dollars-making-sense-29-oct-2024For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance. Pre-nuptual Agreements are often talked about in movies,]]>
choosing an adviser
For many contemplating remarrying, the thought of losing assets or long-held family properties is too much to countenance.  Pre-nuptual Agreements are often talked about in movies, so today we continue our discussion with Ian McLeod from RP Emery Legal Documents about how these binding financial agreements work.  A discussion that clears up some old myths and provides some clarity in an often misunderstood area of the law.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 22 Oct 2024 09:00:00 +1100<![CDATA[Binding Financial Agreements - Dollars & Making Sense 15 Oct 2024]]>https://www.otgcapital.com.au/blogs/post/binding-financial-agreements-dollars-making-sense-22-oct-2024Getting divorced or separating from your de facto? Tune in to find out how to make this happen in a non-inflammatory manner. These are agreements you strike after you've decided to separate.]]>
choosing an adviser
Getting divorced or separating from your de facto?  Tune in to find out how to make this happen in a non-inflammatory manner.  These are agreements you strike after you've decided to separate.  We welcome Ian McLead from financialagreements.com.au to work through how this is done, and how the process works.  A warm discussion that opens and dispels some myths around what happens when you've had enough and need to move on.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Oct 2024 09:00:00 +1100<![CDATA[The Capital Stack - Dollars & Making Sense 5 Mar 2024]]>https://www.otgcapital.com.au/blogs/post/the-capital-stack-dollars-making-sense-5-mar-2024We explores the "Capital Stack" and what it means when you have "equity parading as debt". All real estate investors, please take note!]]>
choosing an adviser
When investing in commercial projects, it is important to understand where your money sits in relation to payday.  Depending on where you are in the "Capital Stack" varies greatly in relation to risk, returns and when you get paid if something possibly goes wrong.  This week, Joe Christie, Exec Director of Capital Property Funds explores the "Capital Stack" and what it means when you have "equity parading as debt".  All real estate investors, please take note!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 05 Mar 2024 09:00:00 +1100