OTG Capital - Blog #age pensionOTG Capital - Blog #age pensionhttps://www.otgcapital.com.au/blogs/tag/age-pensionFri, 01 May 2026 08:15:31 +1000http://zoho.com/sites/<![CDATA[Aged Pension 1.01 - Dollars & Making Sense 17 Mar 2026]]>https://www.otgcapital.com.au/blogs/post/aged-pension-1.01-dollars-making-sense-17-mar-2026ustin is a wealth of information and guides us through what "deeming" is, the income and assets means test and how it can impact what you do or don't get paid as part of your entitlements.]]>
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There are many misconceptions about the Aged Pension, who can access it, who is entitled to it, and what are the rules that surround applying for, and getting the Aged Pension.  This week, we welcome back Justin Bott, Media Information Officer from Services Australia, (better known as Centrelink).  Justin is a wealth of information and guides us through what "deeming" is, the income and assets means test and how it can impact what you do or don't get paid as part of your entitlements.  The Services Australia website is a wealth of information as is the government's Financial Information Service.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Mar 2026 09:00:00 +1100<![CDATA[Travelling Pensioners - Dollars & Making Sense 3 Mar 2026]]>https://www.otgcapital.com.au/blogs/post/travelling-pensioners-dollars-making-sense-3-mar-2026If you're on the Age Pension and deciding to travel, whether locally or abroad, tune in to listen to Justin Bott from Services Australia provide us some excellent tips and information to ensure your pension keeps on keeping on.]]>
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Justin Bott from Services Australia joins us to work through a range of potential options that pensioners might consider when they embark on their travels, whether that be for 1 week or 52 weeks or more, domestically or internationally.  There are many things to consider, and Justin makes it nice and easy to understand

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 03 Mar 2026 09:00:00 +1100<![CDATA[Pensioners Making Money - Dollars & Making Sense 17 Feb 2026]]>https://www.otgcapital.com.au/blogs/post/pensioners-making-money-dollars-making-sense-17-feb-2026Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.]]>
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This show is a repeat from earlier this year, we hope you enjoy it!

Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income.  Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.  Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your living.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 17 Feb 2026 09:00:00 +1100<![CDATA[Pensioners Making Money - Dollars & Making Sense 28 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/pensioners-making-money-dollars-making-sense-28-oct-2025Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.]]>
choosing an adviser
Stuart Sheary from IFPA (www.ifpa.com.au) joins us to work through a range of potential options that pensioners might consider to supplement their income.  Not everyone has the comfort of a fully loaded super account, and Stuart's suggestions are well worth considering when a number of them won't impact Centrelink payments.  Tune in and find out whether you (or your parents!), may be able to take advantage of these alternative income streams to supplement your living.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 28 Oct 2025 09:00:00 +1100<![CDATA[Concession Cards & Travel - Dollars & Making Sense 18 Feb 2025]]>https://www.otgcapital.com.au/blogs/post/concession-cards-travel-dollars-making-sense-18-feb-2025The Concession Health Card is widely available to all taxpayers irrespectively of age and in many cases with very generous limits.  Tune in to be surprised and how you need to apply for this card.  One of the many services available to all taxpayers that helps with day to day living expenses.]]>
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Justin Bott from Services Australia here again to illuminate us on a government concession card that is widely misunderstood, and as a result, widely not used.  The Concession Health Card is widely available to all taxpayers irrespectively of age and in many cases with very generous limits.  Tune in to be surprised and how you need to apply for this card.  One of the many services available to all taxpayers that helps with day to day living expenses.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 18 Feb 2025 09:00:00 +1100<![CDATA[Summer #3 - Bank of Mum & Dad - Dollars & Making Sense - 31 Dec 2024]]>https://www.otgcapital.com.au/blogs/post/summer-3-bank-of-mum-dad-dollars-making-sense-31-dec-2024Find out the difference between "gifting" and "loan" when family provides funds to each other. The rules are straight forward yet catch too many out.]]>
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Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
The bank of Mum & Dad is increasingly playing a major part of house purchases today, but many Centrelink payment recipients fail to appreciate the impact helping their kids out might have on the their pension payments.  Justin Bott from Services Australia visits us again to illuminate on this area that is still widely misunderstood.  Find out the difference between "gifting" and "loan" when family provides funds to each other.  The rules are straight forward yet catch too many out.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 31 Dec 2024 10:20:00 +1100<![CDATA[Pension & Work Bonus - Dollars & Making Sense 12 Nov 2024]]>https://www.otgcapital.com.au/blogs/post/pension-work-bonus-dollars-making-sense-12-nov-2024Help all of us get up to speed on Pension Income Tests and the Work Bonus. The new Work Bonus also provides a great incentive for those who have reached retirement, yet still wish to work.]]>
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Justin Bott from Services Australia joins us this week to help all of us get up to speed on Pension Income Tests and the Work Bonus.  You'll be quite surprised how much income you can actually make before it starts impacting your Age Pension.  The new Work Bonus also provides a great incentive for those who have reached retirement, yet still wish to work.  Check it out on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 12 Nov 2024 09:00:00 +1100<![CDATA[Bank of Mum & Dad - Dollars & Making Sense 9 Jul 2024]]>https://www.otgcapital.com.au/blogs/post/bank-of-mum-dad-dollars-making-sense-9-jul-2024Find out the difference between "gifting" and "loan" when family provides funds to each other. The rules are straight forward yet catch too many out.]]>
choosing an adviser
The bank of Mum & Dad is increasingly playing a major part of house purchases today, but many Centrelink payment recipients fail to appreciate the impact helping their kids out might have on the their pension payments.  Justin Bott from Services Australia visits us again to illuminate on this area that is still widely misunderstood.  Find out the difference between "gifting" and "loan" when family provides funds to each other.  The rules are straight forward yet catch too many out.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 09 Jul 2024 09:00:00 +1000<![CDATA[Pension Increases - Dollars & Making Sense 14 May 2024]]>https://www.otgcapital.com.au/blogs/post/pension-increases-dollars-making-sense-14-may-2024you may notice there's an increase in your rate of pension. That's because Services Australia has applied the increases to payments, including pensions]]>
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20th March has come and gone and many of you may notice there's an increase in your rate of pension.  That's because Services Australia has applied the increases to payments, including pensions, which have been indexed by the Department of Social Services, like they do on 20 March and 20 September each year. When the rate of pension goes up, that changes the income and assets limits for the pension meaning some people might become eligible when they weren't before.  Justin Bott, Community Information Office for Services Australia joins us today to discuss these changes and work through the income and assets tests that apply.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 14 May 2024 09:00:00 +1000<![CDATA[Pension Increases - Dollars & Making Sense 26 Mar 2024]]>https://www.otgcapital.com.au/blogs/post/pension-increases-dollars-making-sense-26-mar-2024you may notice there's an increase in your rate of pension. That's because Services Australia has applied the increases to payments, including pensions]]>
choosing an adviser
20th March has come and gone and many of you may notice there's an increase in your rate of pension.  That's because Services Australia has applied the increases to payments, including pensions, which have been indexed by the Department of Social Services, like they do on 20 March and 20 September each year. When the rate of pension goes up, that changes the income and assets limits for the pension meaning some people might become eligible when they weren't before.  Justin Bott, Community Information Office for Services Australia joins us today to discuss these changes and work through the income and assets tests that apply.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Wed, 27 Mar 2024 15:44:39 +1100