<?xml version="1.0" encoding="UTF-8" ?><!-- generator=Zoho Sites --><rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:content="http://purl.org/rss/1.0/modules/content/"><channel><atom:link href="https://www.otgcapital.com.au/blogs/financial-planning/feed" rel="self" type="application/rss+xml"/><title>OTG Capital - Blog , financial planning</title><description>OTG Capital - Blog , financial planning</description><link>https://www.otgcapital.com.au/blogs/financial-planning</link><lastBuildDate>Wed, 15 Apr 2026 11:04:43 +1000</lastBuildDate><generator>http://zoho.com/sites/</generator><item><title><![CDATA[Financial Wellness - Dollars & Making Sense 30 Jul 2024]]></title><link>https://www.otgcapital.com.au/blogs/post/financial-wellness-dollars-making-sense-30-jul-2024</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/CRN Wellness.jpg"/>Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss "Wellness & Finance". Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 261px !important ; height: 152px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:294.24px !important ; height:171px !important ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:294.24px !important ; height:171px !important ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } } @media all and (min-width: 768px) and (max-width:991px){ [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-tablet-align-left zpimage-mobile-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/CRN%20Wellness.jpg" width="294.24" height="171" loading="lazy" size="custom" alt="choosing an adviser" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="font-size:13.3333px;"><div style="color:inherit;"><div style="font-size:13.3333px;"><span style="color:inherit;">Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss &quot;Wellness &amp; Finance&quot;.&nbsp; Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.&nbsp; We also discuss Maria's new radio show that is all about something, and nothing at the same time!&nbsp; Jerry eat your heart out...&nbsp; A weekly show about finance, money and investing.</span><br></div></div></div></div></div></div><p>@FMRNB<br></p><p>@Radio Northern Beaches&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p></div>
</div></div><div data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w"].zpelem-iframe{ border-radius:1px; } @media (max-width: 767px) { [data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w"].zpelem-iframe{ border-radius:1px; } } @media all and (min-width: 768px) and (max-width:991px){ [data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w"].zpelem-iframe{ border-radius:1px; } } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://podcasters.spotify.com/pod/show/ray-trevisan/embed/episodes/Financial-Wellness-e2m4925" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 30 Jul 2024 09:00:00 +1000</pubDate></item><item><title><![CDATA[Budgeting - Dollars & Making Sense 12 Mar 2024]]></title><link>https://www.otgcapital.com.au/blogs/post/budgeting-dollars-making-sense-12-mar-2024</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/CRN Budgeting2024.jpg"/>A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 275.5px !important ; height: 157px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:275.5px ; height:157px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:275.5px ; height:157px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/CRN%20Budgeting2024.jpg" width="275.5" height="157" loading="lazy" size="custom" alt="budgeting" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="font-size:13.3333px;"><div style="color:inherit;"><div style="font-size:13.3333px;"><span style="color:inherit;">Philippa Hunt from Wise Girls Money Magic joins us this week to discuss budgeting.&nbsp; A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides.&nbsp; Whether it be a piece of paper, or a mobile app, tracking the ins and outs of your budget can possibly make your life so much better, join us to find out how and why.&nbsp;<a href="https://moneysmart.gov.au/budgeting/budget-planner#:%7E:text=Use%20our-%2CExcel%20spreadsheet%2C-version%20if%20you" target="_blank">Click on this link for MoneySmart's guid</a>e.</span><br></div></div></div></div></div></div><p>@FMRNB<br></p><p>@Radio Northern Beaches&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p></div>
</div></div><div data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_ilqNR8h2JQb2C1ypfZ077w"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://podcasters.spotify.com/pod/show/ray-trevisan/embed/episodes/Budgeting-e2gl1ri" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 12 Mar 2024 09:00:00 +1100</pubDate></item><item><title><![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 23 Jan 2024 Summer Series #6]]></title><link>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-23-jan-2024-summer-series-6</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/CRN Budgeting.jpg"/>Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 295.72px !important ; height: 167px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:295.72px ; height:167px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:295.72px ; height:167px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/CRN%20Budgeting.jpg" width="295.72" height="167" loading="lazy" size="custom" alt="budgeting" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="font-size:13.3333px;"><div style="color:inherit;"><div style="font-size:13.3333px;"><span style="color:inherit;"><span style="font-size:13.3333px;">It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.&nbsp; We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.&nbsp; Check out the links to the MoneySmart website and the Centrelink information links.&nbsp; Your taxpayer money hard at work helping everyone that needs it.</span></span><br></div></div></div></div></div></div><p>@FMRNB<br></p><p>@Radio Northern Beaches&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://podcasters.spotify.com/pod/show/ray-trevisan/embed/episodes/Budgeting-and-Financial-Stress---Svcs-Australia-e2ah1rv" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 23 Jan 2024 09:00:00 +1100</pubDate></item><item><title><![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 17 Oct 2023]]></title><link>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-17-oct-2023</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/CRN Budgeting.jpg"/>Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 295.72px !important ; height: 167px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:295.72px ; height:167px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:295.72px ; height:167px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/CRN%20Budgeting.jpg" width="295.72" height="167" loading="lazy" size="custom" alt="budgeting" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><div style="color:inherit;"><div style="font-size:13.3333px;"><div style="color:inherit;"><div style="font-size:13.3333px;"><span style="color:inherit;"><span style="font-size:13.3333px;">It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.&nbsp; We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.&nbsp; Check out the links to the MoneySmart website and the Centrelink information links.&nbsp; Your taxpayer money hard at work helping everyone that needs it.</span></span><br></div></div></div></div></div></div><p>@FMRNB<br></p><p>@Radio Northern Beaches&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://podcasters.spotify.com/pod/show/ray-trevisan/embed/episodes/Budgeting-and-Financial-Stress---Svcs-Australia-e2ah1rv" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 17 Oct 2023 09:00:00 +1100</pubDate></item><item><title><![CDATA[Couples & Finance Post Pandemic - Dollars & Making Sense 15 Aug 2023]]></title><link>https://www.otgcapital.com.au/blogs/post/couples-post-pandemic</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/CRN PHunt Couples Pandemic.jpg"/>Divorces are trending upwards, there are more and more isolated divorcees who after surviving the stress and trauma of marriage breakdown, then have to deal with the financial ramifications. And to make things worse, we're enduring interest rate hikes and cost of living pressures.]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 335.28px !important ; height: 192px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:335.28px ; height:192px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:335.28px ; height:192px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/CRN%20PHunt%20Couples%20Pandemic.jpg" width="335.28" height="192" loading="lazy" size="custom" alt="choosing an adviser" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><div style="color:inherit;"><div style="color:inherit;"><p><span style="color:inherit;"><span style="font-size:13.3333px;">We welcome back Philippa Hunt from Wise Girls Money to discuss a rather concerning trend in relationships in Australia post-pandemic.&nbsp; Divorces are trending upwards, there are more and more isolated divorcees who after surviving the stress and trauma of marriage breakdown, then have to deal with the financial ramifications.&nbsp; And to make things worse, we're enduring interest rate hikes and cost of living pressures.&nbsp; Tune in to find out what's happening and maybe some great ideas on how to cope.</span></span><br></p></div></div><p>@FMRNB<br></p><p>@Radio Northern Beaches&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://podcasters.spotify.com/pod/show/ray-trevisan/embed/episodes/Couples--Finance-Post-Pandemic-e27nook" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 15 Aug 2023 09:00:00 +1000</pubDate></item><item><title><![CDATA[2022 the year that was - Dollars & Making Sense 6 Dec 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/2022-the-year-that-was</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/2022.jpg"/>Phil & Philippa join me in a 2022 retrospective as we look back on the subjects that generated the most interest and debate in the investing community. Dollars & making sense a weekly show about money & finance]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 248.89px !important ; height: 221px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:248.89px ; height:221px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:248.89px ; height:221px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom "><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/2022.jpg" width="248.89" height="221" loading="lazy" size="custom" alt="2022 the year that was" data-lightbox="false"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We're joined by my regular collaborators this week for our final get together before the silly season gets into full swing.&nbsp; Phil Osborne and Philippa Hunt discuss the most important issues they've been grappling with 2022 and the potential for 2023 for your money, finance and investing options.</p><p><br></p><p>Dollars &amp; Making Sense a weekly program about money, finance and investing.</p><p>@FMRNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; margin-block-start:33px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/2022-the-year-that-was-e1rosop" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 05 Dec 2022 17:48:13 +1100</pubDate></item><item><title><![CDATA[Financial Stress #2 - Dollars & Making Sense - 2 August 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/financial-stress-2</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/stress2.jpg"/>Part 2 - Phillipa Hunt & I discuss the impact of financial stress on your health, there is a lot more to it than meets the eye ...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 236.24px !important ; height: 155px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:236.24px ; height:155px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:236.24px ; height:155px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/stress2.jpg" width="236.24" height="155" loading="lazy" size="custom" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We continue our program on financial stress this week. Phillipa Hunt and I work through part 2 discussing the physiological impact of financial duress on the human body.&nbsp; It is tough out there, and some kindness can go a long way.&nbsp; Listen in to find out how.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/Financial-Stress-2-e1lvnp8" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 02 Aug 2022 08:48:21 +1000</pubDate></item><item><title><![CDATA[Financial Stress - Dollars & Making Sense - 26 July 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/financial-stress-dollars-making-sense-26-july-2022</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/stress.jpg"/>Phillipa Hunt & I discuss the impact of financial stress on your health, there is a lot more to it than meets the eye ...]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 275px !important ; height: 184px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:275px ; height:184px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:275px ; height:184px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-custom zpimage-tablet-fallback-custom zpimage-mobile-fallback-custom hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/stress.jpg" width="275" height="184" loading="lazy" size="custom" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>Much has been said about stress in the workplace and its impact on health outcomes.&nbsp; This week, Phillipa Hunt and I work through a 2 show format discussing the physiological impact of financial duress on the human body.&nbsp; It is tough out there, and some kindness can go a long way.&nbsp; Listen in to find out how.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p><br></p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/Financial-Stress-e1ln08c" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 26 Jul 2022 09:00:00 +1000</pubDate></item><item><title><![CDATA[FASEA Report - Dollars & Making Sense - 31 May 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/FASEA-Survey-Report</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/FASEA.jpg"/>the advice industry was recently survey to gauge the state of their mental health, we discuss the outcomes given we have a new government]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 500px !important ; height: 262px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:500px ; height:262px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:500px ; height:262px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/FASEA.jpg" width="500" height="262" loading="lazy" size="original" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>We catch up with Wise Girls Money's Phillipa Hunt and discuss her recently completed mental health survey* of the Advice community.&nbsp; Sobering reading and the output will be shortly presented to the incoming Fin Svcs Minister, Stephen Jones as part of a new Albanese Labor government.<br></p><p>Will the advice industry get lost in the noise?&nbsp; So listen in and find out why FPs are invaluable on Dollars &amp; Making Sense.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p>* 900 participants</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/FASEA-Report-e1j8tm0" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Tue, 31 May 2022 00:34:54 +1000</pubDate></item><item><title><![CDATA[FASEA Survey - Dollars & Making Sense - 10 May 2022]]></title><link>https://www.otgcapital.com.au/blogs/post/fasea-survey</link><description><![CDATA[<img align="left" hspace="5" src="https://www.otgcapital.com.au/FASEA.jpg"/>the advice industry was recently survey to gauge the state of their mental health, we discuss the outcomes]]></description><content:encoded><![CDATA[<div class="zpcontent-container blogpost-container "><div data-element-id="elm_XskiLeNfQyOwFsIAXaB2Xg" data-element-type="section" class="zpsection "><style type="text/css"></style><div class="zpcontainer-fluid zpcontainer"><div data-element-id="elm_0ymIo-4RR12c3usF1BjHeQ" data-element-type="row" class="zprow zprow-container zpalign-items- zpjustify-content- " data-equal-column=""><style type="text/css"></style><div data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA" data-element-type="column" class="zpelem-col zpcol-12 zpcol-md-12 zpcol-sm-12 zpalign-self- "><style type="text/css"> [data-element-id="elm_OxuTDRy6R5mf4ifi0wvEAA"].zpelem-col{ border-radius:1px; } </style><div data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew" data-element-type="imagetext" class="zpelement zpelem-imagetext "><style> @media (min-width: 992px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width: 500px !important ; height: 262px !important ; } } @media (max-width: 991px) and (min-width: 768px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:500px ; height:262px ; } } @media (max-width: 767px) { [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"] .zpimagetext-container figure img { width:500px ; height:262px ; } } [data-element-id="elm_NvqmnDAuV_faldDSa3Z-ew"].zpelem-imagetext{ border-radius:1px; } </style><div data-size-tablet="size-original" data-size-mobile="size-original" data-align="left" data-tablet-image-separate="false" data-mobile-image-separate="false" class="zpimagetext-container zpimage-with-text-container zpimage-align-left zpimage-size-original zpimage-tablet-fallback-original zpimage-mobile-fallback-original hb-lightbox " data-lightbox-options="
            type:fullscreen,
            theme:dark"><figure role="none" class="zpimage-data-ref"><span class="zpimage-anchor" role="link" tabindex="0" aria-label="Open Lightbox" style="cursor:pointer;"><picture><img class="zpimage zpimage-style-none zpimage-space-none " src="/FASEA.jpg" width="500" height="262" loading="lazy" size="original" alt="Buy now, pay later, not all that it is cracked up to be" data-lightbox="true"/></picture></span></figure><div class="zpimage-text zpimage-text-align-left " data-editor="true"><p>Wise Girls Money's Phillipa Hunt has recently completed a mental health survey* of the Advice community and it makes for fascinating, if not very concerning reading, particularly as we complete this current election cycle.<br></p><p>Will the advice industry get lost in the noise?&nbsp; After last weekend's debacle of a &quot;leaders debate&quot;, highly likely so listen in and find out why FPs are invaluable on Dollars &amp; Making Sense.</p><p><br></p><p>@RNB<br></p><p>@Radio Northern Beaches</p><p>* 900 participants</p></div>
</div></div><div data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw" data-element-type="iframe" class="zpelement zpelem-iframe "><style type="text/css"> [data-element-id="elm_Lj4AG3EFWcqWTtOOYt_pFw"].zpelem-iframe{ border-radius:1px; } </style><div class="zpiframe-container zpiframe-align-left"><iframe class="zpiframe " src="https://anchor.fm/ray-trevisan/embed/episodes/FASEA-Survey-e1i97fd" width="1500px" height="180px" align="left" frameBorder="0" scrolling="no"></iframe></div>
</div></div></div></div></div></div> ]]></content:encoded><pubDate>Mon, 09 May 2022 19:07:26 +1000</pubDate></item></channel></rss>