OTG Capital - Blog , financial planningOTG Capital - Blog , financial planninghttps://www.otgcapital.com.au/blogs/financial-planningTue, 13 Oct 2026 18:20:39 +1100http://zoho.com/sites/<![CDATA[Crisis? What Crisis? - Dollars & Making Sense 8 Oct 2026]]>https://www.otgcapital.com.au/blogs/post/crisis-what-crisis-dollars-making-sense-8-oct-2026Get on top of, and control your finances rather than your finances control you. Every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.]]>
choosing an adviser
This is a repeat of our 1 Sep 2026 podcast.
Jen Richardson, financial counselor, accountant and former financial planner revisits us to work through some cost of living issues.  Crisis? What crisis, we ask - there are many things we aren't able to control, but information is power.  Jen provides some great primers into how to get on top of, and control your finances rather than your finances control you.  Tune in to find out that every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.  Dollars & Making Sense is about financial education that frees you and your mind.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Fri, 02 Oct 2026 10:20:49 +1000<![CDATA[Crisis? What Crisis? - Dollars & Making Sense 1 Sep 2026]]>https://www.otgcapital.com.au/blogs/post/crisis-what-crisis-dollars-making-sense-1-sep-2026Get on top of, and control your finances rather than your finances control you. Every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.]]>
choosing an adviser
Jen Richardson, financial counselor, accountant and former financial planner revisits us to work through some cost of living issues.  Crisis? What crisis, we ask - there are many things we aren't able to control, but information is power.  Jen provides some great primers into how to get on top of, and control your finances rather than your finances control you.  Tune in to find out that every dollar has a job to do before it lands in your pocket, and how a weekly check and having the information changes the focus back on living and having fun.  Dollars & Making Sense is about financial education that frees you and your mind.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 01 Sep 2026 09:00:00 +1000<![CDATA[Divorce & Finances - Dollars & Making Sense 18 Aug 2026]]>https://www.otgcapital.com.au/blogs/post/divorce-finances-dollars-making-sense-11-aug-2026how to manage your finances should you have to separate or divorce your partner. It is an unsavory part of life that affects close to half of Australian society. Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children]]>
choosing an adviser
Jen Richardson joins us again to discuss how to manage your finances should you have to separate or divorce your partner.  It is an unsavory part of life that affects close to half of Australian society.  Notwithstanding the financial issues regarding splitting of finances and goods & chattels, the emotional element, children - their ongoing custody and well being, as well as a myriad of stress inducing situations many would rather not have to endure.  Jen speaks from a perspective of client experience and has formulated some excellent tips and practical steps to take should you have to venture down this path.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 18 Aug 2026 09:00:00 +1000<![CDATA[How to Get Out of Debt - Dollars & Making Sense 28 July 2026]]>https://www.otgcapital.com.au/blogs/post/how-to-get-out-of-debt-dollars-making-sense-28-july-2026how to get out of debt. We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains. Important tips and tricks on how not to let this get the better of you. Financial education is what Dollars & Making Sense is all about.]]>
choosing an adviser
We welcome back Jen Robinson, an accountant by trade and an experienced Financial Counselor from the Hunter region of NSW.  This week we visit the troublesome topic of debt, how we get into it, and most importantly how to get out of debt.  We cover off "good debt" and "bad debt", and what kind of headspace these discussions can sometimes destructively take up in our brains.  Important tips and tricks on how not to let this get the better of you.  Financial education is what Dollars & Making Sense is all about.
@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 28 Jul 2026 09:00:00 +1000<![CDATA[Financial Wellness - Dollars & Making Sense 30 Jul 2024]]>https://www.otgcapital.com.au/blogs/post/financial-wellness-dollars-making-sense-30-jul-2024Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss "Wellness & Finance". Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.]]>
choosing an adviser
Maria Nati, a recently trained new presenter on Radio Northern Beaches joins us this week on Dollars and Making Sense to discuss "Wellness & Finance".  Finding balance, and how the pursuit of wellness, as well as finance, should be done with passion and vigour.  We also discuss Maria's new radio show that is all about something, and nothing at the same time!  Jerry eat your heart out...  A weekly show about finance, money and investing.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 30 Jul 2024 09:00:00 +1000<![CDATA[Budgeting - Dollars & Making Sense 12 Mar 2024]]>https://www.otgcapital.com.au/blogs/post/budgeting-dollars-making-sense-12-mar-2024A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides]]>
budgeting
Philippa Hunt from Wise Girls Money Magic joins us this week to discuss budgeting.  A timely reminder from a recent article that highlights the government's MoneySmart website and really helpful calculators and guides.  Whether it be a piece of paper, or a mobile app, tracking the ins and outs of your budget can possibly make your life so much better, join us to find out how and why. Click on this link for MoneySmart's guide.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 12 Mar 2024 09:00:00 +1100<![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 23 Jan 2024 Summer Series #6]]>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-23-jan-2024-summer-series-6Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]>
budgeting
It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.  We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.  Check out the links to the MoneySmart website and the Centrelink information links.  Your taxpayer money hard at work helping everyone that needs it.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 23 Jan 2024 09:00:00 +1100<![CDATA[Budgeting & Financial Stress - Dollars & Making Sense 17 Oct 2023]]>https://www.otgcapital.com.au/blogs/post/budgeting-financial-stress-dollars-making-sense-17-oct-2023Given SMSFs increasing popularity, a self managed retirement option is attractive. There is much to be gained from having your own SMSF, so join us to better understand whether DIY super is for you or not.]]>
budgeting
It's back to basics this week as we chat to Justin Bott from Services Australia about how to budget and the free resources available from the Australian federal government that are there to assist you in financial education, understanding industry jargon, and getting started if you don't have anything to begin with.  We also cover a great free resource called the Financial Information Service that is delivered online as well as in person.  Check out the links to the MoneySmart website and the Centrelink information links.  Your taxpayer money hard at work helping everyone that needs it.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Oct 2023 09:00:00 +1100<![CDATA[Couples & Finance Post Pandemic - Dollars & Making Sense 15 Aug 2023]]>https://www.otgcapital.com.au/blogs/post/couples-post-pandemicDivorces are trending upwards, there are more and more isolated divorcees who after surviving the stress and trauma of marriage breakdown, then have to deal with the financial ramifications. And to make things worse, we're enduring interest rate hikes and cost of living pressures.]]>
choosing an adviser

We welcome back Philippa Hunt from Wise Girls Money to discuss a rather concerning trend in relationships in Australia post-pandemic.  Divorces are trending upwards, there are more and more isolated divorcees who after surviving the stress and trauma of marriage breakdown, then have to deal with the financial ramifications.  And to make things worse, we're enduring interest rate hikes and cost of living pressures.  Tune in to find out what's happening and maybe some great ideas on how to cope.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 15 Aug 2023 09:00:00 +1000<![CDATA[2022 the year that was - Dollars & Making Sense 6 Dec 2022]]>https://www.otgcapital.com.au/blogs/post/2022-the-year-that-wasPhil & Philippa join me in a 2022 retrospective as we look back on the subjects that generated the most interest and debate in the investing community. Dollars & making sense a weekly show about money & finance]]>
2022 the year that was

We're joined by my regular collaborators this week for our final get together before the silly season gets into full swing.  Phil Osborne and Philippa Hunt discuss the most important issues they've been grappling with 2022 and the potential for 2023 for your money, finance and investing options.


Dollars & Making Sense a weekly program about money, finance and investing.

@FMRNB

@Radio Northern Beaches


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