OTG Capital - Blog , Estate PlanningOTG Capital - Blog , Estate Planninghttps://www.otgcapital.com.au/blogs/estate-planningWed, 15 Apr 2026 10:57:11 +1000http://zoho.com/sites/<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 23 Dec 2025 - Summer Series #2]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-23-dec-2025-summer-series-2Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
This show is a repeat from earlier this year, we hope you enjoy it!

Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 23 Dec 2025 09:00:00 +1100<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 29 July 2025]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-29-july-2025Understanding the ins and outs of life cover within and outside of super can save you a lot of pain and money. Tune in to find out from the experts at IFPA]]>
choosing an adviser
Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 29 Jul 2025 09:00:00 +1000<![CDATA[Life Insurance inside Super part 1 - Dollars & Making Sense 13 May 2025]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-part-1-dollars-making-sense-13-may-2025Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 03 Jun 2025 16:08:53 +1000<![CDATA[Life Insurance inside Super - Dollars & Making Sense 18 Mar 2025]]>https://www.otgcapital.com.au/blogs/post/life-insurance-inside-super-dollars-making-sense-18-mar-2025Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
Natasha Panagis from the Institute of Financial Professionals of Australia (ifpa.com.au) joins us for part 1 of a 4 part series on life insurance cover inside superannuation.  Today we're discussing life insurance, beneficiaries and the difference between super beneficiaries and tax beneficiaries.  Pros and cons of taking life insurance within the super environment, all on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 18 Mar 2025 09:00:00 +1100<![CDATA[Estate Planning Documents - Dollars & Making Sense 11 Mar 2025]]>https://www.otgcapital.com.au/blogs/post/estate-planning-documents-dollars-making-sense-11-mar-2025Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will.]]>
choosing an adviser
Justin Bott, Information Officer from Services Australia joins us again in discussing 4 very important documents you need to consider for Estate Planning.  Now we usually don't like to discuss dying, however by planning better, we gift our family and friends with the knowledge and understanding of what we want done not only when we pass away in a Will, but also if we become incapacitated in some way via an EPOA.  Given stats tell us 1 in 3 will get Alzeimhers or dementia, this is a real prospect.  Tune in to learn about Guardianship also and Health choices.  Excellent information from Services Australia.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 11 Mar 2025 09:00:00 +1100<![CDATA[Contesting a Will - Dollars & Making Sense 2 Jan 2024 Summer Series #3]]>https://www.otgcapital.com.au/blogs/post/contesting-a-will-dollars-making-sense-2-jan-2024-summer-series-3You believe you're entitled to a share of some's estate, and yet you're in the dark or worse still, you're not in the will at all. What do you next? We work through a myriad of situations, some awkward, some easy on what to do if you're going to contest a will.]]>
Estate planning, what is it and where do I start? Jonathan Elcombe joins us to work through the basics of wills, powers of attorney, guardianship and more, to leave us with a solid starting point to commence our journey in ensuring we don't leave our loved ones stranded.

You believe you're entitled to a share of some's estate, and yet you're in the dark or worse still, you're not in the will at all.  What do you next?  We chat with our visiting expert on all matters Estate Planning, Jonathan Elcombe from ElGen Estate Services to work through a myriad of situations, some awkward, some easy on what to do if you're going to contest a will.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

]]>Tue, 02 Jan 2024 09:00:00 +1100<![CDATA[Organising a Funeral - Dollars & Making Sense 26 Dec 2023 Summer Series #2]]>https://www.otgcapital.com.au/blogs/post/organising-a-funeral-dollars-making-sense-26-dec-2023-summer-series-2You're the executor of a will and the funeral arrangements are now sitting in your lap. What's next? We discuss what you need to do, how you work through some tangled discussions around coffins, arrangements, music, a funeral director, caskets and everything in between.]]>
You've been asked to be an executor for someone's last will & testament. What does that mean, and what do I have to do? Jonathan Elcombe, specialist from Elgen Estate Planning talks through the myriad of responsibilities that face an executor, before and after someone dies. Departing the mortal coil is not that simple for those left behind, and this show is a must for those planning their estate and provides much to think about.

You're the executor of a will and the funeral arrangements are now sitting in your lap.  What's next?  We meet Scott Duncombe from Sydney Funerals to discuss what you need to do, how you work through some tangled discussions around coffins, arrangements, music, a funeral director, caskets and everything in between.  Tune in to find out Scott's key message, and yes we talk about cost as well.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

]]>Tue, 26 Dec 2023 09:00:00 +1100<![CDATA[5 Important Estate Planning Documents - Dollars & Making Sense 22 Aug 2023]]>https://www.otgcapital.com.au/blogs/post/5-docs-estate-planningPeter's estate planning Master Class is well known in ASA circles and today, we're going to start looking at some of the excellent content that he covers, and in doing so, let's discover first off, what the five important documents you need to consider]]>
choosing an adviser

Peter Bobbin is a lawyer and accountant with extensive experience over many years, and we recently crossed paths at the Australian Shareholders Association.  Peter's estate planning Master Class is well known in ASA circles and today, we're going to start looking at some of the excellent content that he covers, and in doing so, let's discover first off, what the five important documents you need to consider.  And to make things easy, all we need in the first instance is a piece of paper and a pen!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Wed, 23 Aug 2023 11:06:44 +1000<![CDATA[Contesting a Will - Dollars & Making Sense 20 Jun 2023]]>https://www.otgcapital.com.au/blogs/post/contesting-a-will-dollars-making-sense-20-jun-2023You believe you're entitled to a share of some's estate, and yet you're in the dark or worse still, you're not in the will at all. What do you next? We work through a myriad of situations, some awkward, some easy on what to do if you're going to contest a will.]]>
Estate planning, what is it and where do I start? Jonathan Elcombe joins us to work through the basics of wills, powers of attorney, guardianship and more, to leave us with a solid starting point to commence our journey in ensuring we don't leave our loved ones stranded.

You believe you're entitled to a share of some's estate, and yet you're in the dark or worse still, you're not in the will at all.  What do you next?  We chat with our visiting expert on all matters Estate Planning, Jonathan Elcombe from ElGen Estate Services to work through a myriad of situations, some awkward, some easy on what to do if you're going to contest a will.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             

]]>Tue, 20 Jun 2023 09:00:00 +1000<![CDATA[Organising a Funeral - Dollars & Making Sense 30 May 2023]]>https://www.otgcapital.com.au/blogs/post/organising-a-funer-dollars-making-sense-30-may-2023You're the executor of a will and the funeral arrangements are now sitting in your lap. What's next? We discuss what you need to do, how you work through some tangled discussions around coffins, arrangements, music, a funeral director, caskets and everything in between.]]>
You've been asked to be an executor for someone's last will & testament. What does that mean, and what do I have to do? Jonathan Elcombe, specialist from Elgen Estate Planning talks through the myriad of responsibilities that face an executor, before and after someone dies. Departing the mortal coil is not that simple for those left behind, and this show is a must for those planning their estate and provides much to think about.

You're the executor of a will and the funeral arrangements are now sitting in your lap.  What's next?  We meet Scott Duncombe from Sydney Funerals to discuss what you need to do, how you work through some tangled discussions around coffins, arrangements, music, a funeral director, caskets and everything in between.  Tune in to find out Scott's key message, and yes we talk about cost as well.

Dollars & Making Sense, a weekly show about money, finance & investing, with your host Ray Trevisan from OTG Capital and special guests. Broadcast weekly on community Radio Northern Beaches (www.rng.org.au), and nationally throughout Australia on the Community Radio Network (www.cbaa.org.au). Check out our blog and details at www.otgcapital.com.au.

@FMRNB

@Radio Northern Beaches

                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                

]]>Tue, 30 May 2023 09:00:00 +1000