OTG Capital - Blog , CentrelinkOTG Capital - Blog , Centrelinkhttps://www.otgcapital.com.au/blogs/centrelinkFri, 01 May 2026 20:02:31 +1000http://zoho.com/sites/<![CDATA[Reverse Mortgages - Dollars & Making Sense 28 Apr 2026]]>https://www.otgcapital.com.au/blogs/post/reverse-mortgages-dollars-making-sense-28-apr-2026Learn all about Reverse Mortgages from Centrelink & Services Australia]]>
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This week, Justin Bott, Media Information Office from Services Australia (also known as Centrelink) comes on to discuss the pros and cons of reverse mortgages.  For many that have all their assets tied up in the family home, this could be a valuable way to unlock much needed cash flow.  But buyer beware, there are many traps as well as benefits.  We also discuss for those of pension age, the government offering in reverse mortgages could be just what is required.  As always, contact a professional adviser if you're not sure, and just in case.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 28 Apr 2026 09:00:00 +1000<![CDATA[Aged Pension 1.01 - Dollars & Making Sense 17 Mar 2026]]>https://www.otgcapital.com.au/blogs/post/aged-pension-1.01-dollars-making-sense-17-mar-2026ustin is a wealth of information and guides us through what "deeming" is, the income and assets means test and how it can impact what you do or don't get paid as part of your entitlements.]]>
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There are many misconceptions about the Aged Pension, who can access it, who is entitled to it, and what are the rules that surround applying for, and getting the Aged Pension.  This week, we welcome back Justin Bott, Media Information Officer from Services Australia, (better known as Centrelink).  Justin is a wealth of information and guides us through what "deeming" is, the income and assets means test and how it can impact what you do or don't get paid as part of your entitlements.  The Services Australia website is a wealth of information as is the government's Financial Information Service.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 17 Mar 2026 09:00:00 +1100<![CDATA[Reverse Mortgages - Dollars & Making Sense 10 Mar 2026]]>https://www.otgcapital.com.au/blogs/post/reverse-mortgages-dollars-making-sense-10-mar-2026Learn all about Reverse Mortgages from Centrelink & Services Australia]]>
choosing an adviser
This week, Justin Bott, Media Information Office from Services Australia (also known as Centrelink) comes on to discuss the pros and cons of reverse mortgages.  For many that have all their assets tied up in the family home, this could be a valuable way to unlock much needed cash flow.  But buyer beware, there are many traps as well as benefits.  We also discuss for those of pension age, the government offering in reverse mortgages could be just what is required.  As always, contact a professional adviser if you're not sure, and just in case.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 10 Mar 2026 09:00:00 +1100<![CDATA[Unclaimed Medicare Money - Dollars & Making Sense 24 Feb 2026]]>https://www.otgcapital.com.au/blogs/post/unclaimed-medicare-money-dollars-making-sense-24-feb-2026Justin Bott from Services Australia (Centrelink) joins us again to work through free money. Yes, "free money", money that is yours but you've either forgotten to claim it, or forgotten about it.]]>
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Justin Bott, Information Office from Services Australia (Centrelink) joins us again to work through free money.  Yes, "free money", money that is yours but you've either forgotten to claim it, or forgotten about it.  Unclaimed Medicare payments that total almost one quarter of a billion dollars.  Tune in to find out whether you're missing out, and don't worry, there isn't a time limit, if the money is yours? it remains yours.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 24 Feb 2026 09:00:00 +1100<![CDATA[Future2 & Literacy - Dollars & Making Sense 14 Oct 2025]]>https://www.otgcapital.com.au/blogs/post/future2-literacy-dollars-making-sense-14-oct-2025over 40s and under 40s women. What are the key components of the program including the "why", not just the "how". Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense]]>
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Philippa Hunt from Wise Girls Money continues in Part 2 of the Future 2 Grants program and how it is being rolled out to a program of over 40s and under 40s women.  What are the key components of the program including the "why", not just the "how".  Tune in to find out what the future of the Future2 program is like at Wise Girls Money and Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 14 Oct 2025 09:00:00 +1100<![CDATA[Bank of Mum & Dad - Dollars & Making Sense 23 Sep 2025]]>https://www.otgcapital.com.au/blogs/post/bank-of-mum-dad-dollars-making-sense-23-sep-2025Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning? There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions]]>
choosing an adviser
Can your parents help you buy a home or gift money or assets without affecting their payments or estate planning?  After listening to this episode featuring Justin Bott, Media Information Officer from Services Australia (Centrelink) you're likely to think that is NOT the case.  There is impact everywhere you look when Mum & Dad decide they'd like to help out, and even with the best of intentions, it is sometimes far better to "look before you leap", here on Dollars & Making Sense.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 23 Sep 2025 09:00:00 +1000<![CDATA[Notifiable Events & Payments - Dollars & Making Sense 24 June 2025]]>https://www.otgcapital.com.au/blogs/post/notifiable-events-payments-dollars-making-sense-24-june-2025Y'ou'll enjoy this interview and remember the golden 14 day rule to inform whenever something changes. And if youre not sure? Notify early and notify often!]]>
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If you're getting payments from Services Australia, its part of your responsibilities to let them know when things change.  It may surprise you, but the government don't monitor everything you do, and no, they can't read your minds either.  We welcome back Justin Bott, Community Information Officer to assist in explaining what needs to be done to ensure you continue to get the right rate of payments and no surprises.  You'll enjoy this interview and remember the golden 14 day rule to inform whenever something changes.  And if youre not sure?  Notify early and notify often!

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 24 Jun 2025 09:00:00 +1000<![CDATA[Tax Time & Govt Payments - Dollars & Making Sense 10 Jun 2025]]>https://www.otgcapital.com.au/blogs/post/tax-time-govt-payments-dollars-making-sense-10-jun-2025Now is the time to be preparing for your tax returns and if you're receiving a government payment of any sort. There are certain things you can do to make those tasks easier which includes the government website and some easy calculator tools.]]>
choosing an adviser
Now is the time to be preparing for your tax returns and if you're receiving a government payment of any sort, we have Justin Bott from Services Australia to explain what needs to be done.  There are certain things you can do to make those tasks easier which includes the government website and some easy calculator tools. Tune in to find out a great freeby offer to help those who might struggle with technology too.

@FMRNB

@Radio Northern Beaches                                                                                              

]]>Tue, 10 Jun 2025 09:00:00 +1000<![CDATA[Summer #3 - Bank of Mum & Dad - Dollars & Making Sense - 31 Dec 2024]]>https://www.otgcapital.com.au/blogs/post/summer-3-bank-of-mum-dad-dollars-making-sense-31-dec-2024Find out the difference between "gifting" and "loan" when family provides funds to each other. The rules are straight forward yet catch too many out.]]>
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Welcome to our Summer Series of archive blogs from the past year.  We'll be featuring our favourite shows from 2024 until we return in Feb'2025.  Thanks for watching/listening.
The bank of Mum & Dad is increasingly playing a major part of house purchases today, but many Centrelink payment recipients fail to appreciate the impact helping their kids out might have on the their pension payments.  Justin Bott from Services Australia visits us again to illuminate on this area that is still widely misunderstood.  Find out the difference between "gifting" and "loan" when family provides funds to each other.  The rules are straight forward yet catch too many out.

@FMRNB

@Radio Northern Beaches                                                                                               

]]>Tue, 31 Dec 2024 10:20:00 +1100<![CDATA[Pension Indexation - Dollars & Making Sense 24 Sep 2024]]>https://www.otgcapital.com.au/blogs/post/pension-indexation-dollars-making-sense-24-sep-2024Changes to age pension as the indexation rate changes the payments on 20 September for all recipients. There is much to consider and we learn in today's show there are substantial benefits to claim even if you are earning a reasonable amount of income.]]>
choosing an adviser
Justin Bott from Services Australia (Centrelink) is with us again to explain the changes to age pension as the indexation rate changes the payments on 20 September for all recipients.  There is much to consider and we learn in today's show there are substantial benefits to claim even if you are earning a reasonable amount of income.  Assets are big on our discussion, so whether you are retired, about to or have parents/family in this situation, tune in to learn what our government is providing our senior citizens.

@FMRNB

@Radio Northern Beaches                                                                                               

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